Pre authorizations

Hi @Knightwolf22! Thanks for reaching out!

For services like Uber, hotels, and rentals, you’ll often see two charges — an initial authorization hold to ensure you have enough credit to cover the cost, followed by the final charge for the total amount at the end of the service (for example, after the ride, your hotel stay, or car rental).This initial hold can remain on your account for a few days to a month, depending on how the merchant processes charges. It’s done to cover any additional costs, like tips for your Uber driver or incidental charges at a hotel. Just a heads-up: the pending hold doesn’t appear on your statement balance, but it does affect your available credit until it clears.

Here is a handy article about how Uber charges work - if you need more information!

Please let us know if you have other questions or concerns! We’re here to help!