How do you track your spending and budget?

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Hey everyone :waving_hand:

One of my teammates at Neo is putting together a business case around budgeting features, and we’re curious to hear from people directly on what works best for you today.

Personally, I’ve always done my own accounting — even before Neo was my main bank. Every month, I export all my transactions, categorize them (groceries, restaurants, alcohol, coffee, etc.), and add tags like travel or gifts. I also keep a section for deposits, investments, cash-flow, and net worth.

That’s my approach, but we’d love to hear yours:

  • Do you use spreadsheets, apps, notebooks, or something else?

  • Do you focus on tracking every expense, or just the big categories?

  • What’s the most helpful way for you to see your overall financial picture?

Really appreciate any insights you’re willing to share. :folded_hands:

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Spreadsheets divided into categories! I find the categorization that most credit cards default to can be imprecise so the only way that worked was to manually categorize transactions. A lot of work and I’d love an easier way!

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Hi @tkato that’s definitely an awesome idea, I’ll be sure to pass the idea of having a more precise way to export the transactions along to the team that can use it most. I’m going to reach out to you through DMs to confirm your details so that if we do end up getting that feature I can email you about it!

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Sure thing will connect with you in DMs. Thanks @Chris-Neo !

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