It’s Wednesday! 
We’re almost done with January, which means if you set a financial goal for 2026, you’ve had a few weeks to work on it.
How’s it going? 
Did you do a big spending on your Neo card, and how much did you earn in cashback?
Or learned something new about managing your money?
Share your progress below. Even small steps count, and your wins might inspire someone else to keep going 
Drop your gems below 
Got 11$ cashback at The Keg this weekend !
One small win for me this year has been consistency. I’ve stayed consistent with tracking my expenses, and it’s helped me feel a lot more aware and in control of my money
Im just starting to understand finances. Credit and how to begin to manage it. I have a couple credit cards, that I am beginning to pay off. I don’t know much about cashback tho. How does that work with a NEO card?
I reorganized my scheduled monthly expenses and set payments from Credit Card and Saving Account. I redirect my salary and child benefits to the Saving account. It will allow me to have 15-20$ more monthly. Not to much, but always something. My average spending around $5K (The cashback between 2.9 to 3.8%)
Shoot! I really did not do any big spending this week (Budget). I am looking forward to my next big purchase for the month of feb. 
@Sterls-zee1 A win is a win ! Keep crushing!
@artemstarkov Thank you for sharing your game plan. I’m sure some community members will benefit from it 
$20 might not seem like a lot, but that’s $240 a year and it can definitely help with an unpredictable purchase.
Hi. Thank-you for your message. I’m absolutely agree and I will increase my savings every month and it will give me more.
Love to hear it keep us posted on how things are going! @artemstarkov
I am slowly getting my credit score up and I have a bank account and a mastercard
Welcome to the community @Tyler_Sfetcu! Love to see that you are on the same journey as most of us! Feel free to share any tips you’ve learned along the way. 
My big spend this year was a purchase I made at Duer. Pleasantly surprised when I landed a $22 cashback!
In January i managed to contribute 1500 to my tfsa. Goal was 1000cad. 
That’s dope! Congratulations!
The partner network is the best kept secret of Neo. I love that feeling!
I finally picked up on one of my wifes hints and bought her a well deserved Valentine’s day present from SharkNinja. The win was a $50.60 cashback through my Neo Mastercard after the item was already on sale.
that’s insane -I’m in the process of applying for a card myself, which one do you recommend?
I have the Neo World Elite Mastercard and love it, would recommend it to anyone.
My TD visa got me about 109$ in cashback last year would you say you are earning more with this one ? or anticipate to?