New Month, New Energy: Same Goals or a Fresh Plan?

Community Lounge
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January can feel tough after all that post-holiday spending :money_with_wings::grimacing:

For February, try picking just one simple money goal:
• Save a small amount (anything counts)
• Track your spending for one week
• Cut one unnecessary expense
• Pay down a bit of debt
• Set one clear financial goal for the month

Small steps still move you forward :flexed_biceps:

Are you keeping your January goals or switching things up?
Drop your February goal below :backhand_index_pointing_down:

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I am really excited after all that I have learned the last couple week! I think this month, is a fresh start to get a full month of positive progress under my belt. I was to pay down some debt, but I also want to know exactly where my paycheque goes. I want to track my spending for a full two week!

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With the generous Cashback I can save like 1000 a year.

I’ve seen someone got as much as 15000.00 cash back lol. That’s a real MVP.

But yeah I put the cash back I get to the Neo cash account

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My goal this month is to invest $1,600 and save $2,000.

I have lots of events this month, so let’s see how it goes! :sweat_smile:

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Let’s go! Good luck @Matcha12, make sure to report back :smiley:

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@jsmaster excited to see how much you’ll earn this month. Maybe we should launch a cashback competition :thinking:? @Yeni-Neo what do you think?

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@tristianomalley1 Love that you were able to learn a thing or two. Feel free to report back at the end of the month on how things are going!

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I’ll be looking into getting rid of some 5.6% interest rate debt by moving some money from a 4.29% interest rate card. Need to run some numbers though to see if it makes sense.

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Sounds like a great Idea!
a man in a suit is pointing at the camera with the hashtag #fallontonight

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My February goal is keeping an eye on my food and restaurant budget. Not trying to be perfect, just more aware of where my money is going because looks like I eat too much :joy:

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You are definitely not alone :sweat_smile:

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I am just going to be starting where I stopped in January, nothing new. I’ve learnt that showing up on most days is success.

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Time for a fresh start. I’m looking for a way to manage my spending that doesn’t feel like a chore. I tend to lose momentum quickly, so I need a method that is forgiving and easy to maintain when ‘adulting’ feels overwhelming.

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