Hi Neo community! 
Have you wondered how you can maintain or build your credit score? We’re here to provide you with helpful tips! Keep in mind, these are guidelines. Check them out below!
Credit card balance - Make sure to keep an eye on how much you are borrowing! Credit bureaus recommend that you keep your card utilization at or under 30%!
Timely payments - Make sure to set up alerts to be reminded on when payments are due!
Credit checks - Be mindful of hard checks! I.e. applying for a credit card.
Update your information - Make sure your information is up-to-date with credit bureaus and you review your credit reports!
Avoid closing credit accounts - Longer credit history in good standing has a positive impact on your credit score!
Credit mix - Diversification in your credit products actually helps your credit score! I.e. loans, mortgages.
Want to learn more? Check out our blog article here!
Hope this helps, everyone! Feel free to reach out if you have any questions—we’re here for you!