What if we told you someone earned $5,515.58 in cashback this year. Just by living their life? Meet Mr. Worldwide, a newcomer to Canada, entrepreneur, and cashback optimizer who turned everyday spending into serious rewards.
Started with Secured Neo Mastercard, and with the Premium Perks add on, he was earning:
- 3% on gas
- 3% on groceries
- 0.5% on everything else
Then, he leveled up to the Secured Neo World Elite® Mastercard 
- Right away, he saw higher base cashback rates. Since he was still subscribed to Premium Perks, he unlocked:
- 7% on groceries
- 5% on gas
- 4% on recurring bills
- 1.5% on everything else
- 7% on groceries
Fuel for less: He always filled up at Shell, a Neo cashback partner, which meant:
- His 5% cashback on gas (thanks to World Elite + Premium Perks) got an extra 1% boost.
- Total? 6% cashback on every Shell fill.
Using Neo as his primary financial hub: He opened a Neo Everyday Account, seamlessly managing all his finances in one place. Paired with his Neo Moneyâ„¢ card, he now earns cashback on his debit purchases as well, making everyday spending more rewarding.
Maximizing Recurring Payments: From energy bills to phone bills, he pays his recurring expenses with his Secured Neo World Elite® Mastercard. Earning 4% cashback every month, effortlessly.
Dining & Delivery: With the Food & Drink Perk, he racked up $2,000+ in cashback just by eating out and ordering in.
Travel Addict: The Travel Perk gave him 2% cashback on foreign transactions, stacking up another $1,000 while he explored the world.
By optimizing every upgrade and perk, Mr. Worldwide turned Neo into his cashback machine.
How are you maximizing your cashback? Drop your tips below! 
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