Hi
I think everybody buying something on Amazon (or similar platforms) all the time. Sometimes you need to by something really expensive and it will increase your credit card utilization and decrease your credit score. The service Affirm or Amazon payment plan not available for every auction.
One of the features what I want to see from NEO.
The Installment plans (BNPL),
splitting a single transaction to the few monthly payments.
For example for 3x month → 0%; between 6-12 month xx%
or other monthly payments options. (can be available like perks)
This option may be competitive with services such as Affirm, Klara… and will be fine if I will can split any my transaction form any stores.
Other thing it’s using apps to divide bills among friends
All of this things will which reduce immediate cash flow strain, and improve or keep credit score in a good condition.
Thank you.
This is a screenshot from my Allegro account.
