Joint is very much on our radar.
@Denisa.Neo to reestablish my credit. Used to be with Capital One once upon a time. Then didn’t have a credit card for about 5-6 years. Before joining NEO, I did a little research 
and upon doing so it was between NEO or Koho. Since joining I believe my credit has gone up 6 points, so far so good 
I made the switch to Neo because I was tired of paying bank fees and Neo had great interest rates for their accounts. I like that I can see how much I interest I earn (the lifetime earning is pretty cool), the texts when I use my card (so fast!!), and I can use the $$ earned to pay my credit card bill, deposit $$ into my account or get Neo merch. I also like the flexibility to be able to switch between plans whenever I want.
There was a sign up bonus and I didn’t have to go to branch.
Hey Denisa, hey everyone.
My name is Landon, I’m soon to graduate with a degree in Sustainable Energy Engineering. Emphasis on the energy part. I love basketball, the outdoors and hope to change the world for the better.
I’m excited to officially be a Neo insider!
I was about to or just had turned 20 in early 2022 and I only had the defualt TD account I had since high-school. No credit card, didn’t even know what cash back was! A friend told me about Neo having the best cash back of like every bank they had seen. So I signed up pretty quick and impulsively and didn’t really look back!
Of course back then, Neo was 1% cashback on everything by default at like 4% interest in their accounts by default (pandemic era BOC rate, I know). The 1% on everything in addition to all of neos standard perks should really come back.
Neo has been my primary banking app and where I kept my savings for like 80% of the time since then!
Hey there. I’ve been with NEO for quite a few years now…ever since its early NEO/Bay card. Fast forward to 2020 when COVID hit like a tsunami. As a freelancer, I lost all of my teaching/writing gigs literally overnight. To say it was tough is an understatement, and I eventually ended up in a consumer proposal just to survive. I will be forever grateful to NEO for allowing me open a secured Mastercard to help rebuild my credit, which has now “morphed” into a World Elite MC. I’m constantly amazed at the cashback rewards which are significant. The HISA Is also quite phenomenal. Thanks for listening to my story…GO NEO. 
