Happy March!
It’s a fresh week and a new month, which means it’s time for some smart money moves.
Today (March 2) is the last day to top up your RRSP and have it count toward your 2025 tax year, so you can still use it as a deduction on your return.
Contributions after today will only count for next year’s tax year, so if you’ve been planning a last-minute boost, now’s the time to make it happen.
Did you hit your RRSP goal today? Drop a 
below!
Successfully contributed 20k in my RRSP for 2025.
Took a send job i work 2 weekends in a month, some of the money (5k) came from my high ticket affiliates. Hoping to beat that streak in 2026.
Nope, I maxed out my RRSPs earlier.
Yes, I know new contribution room is earned on Jan 1 so I could start making contributions for 2026 now but I won’t really know what my new contribution limit is until I file my taxes and get my notice of assessment so I would rather wait than face the penalties for over-contributing.
Oh and I guess I should admit that I’m a member of a pension plan that eats up most of my contribution room via pension adjustments. So maxing out my RRSP room only means contributing about 4% of my gross salary.
So hooray for pension plans but I wish I had the option to fund it with post-tax dollars and therefore keep my RRSP room for RRSPs.
thank you for the reminder - missed it this time around unfortunately!
Thank you for this. I made it!!!
I just opened a RRSP account this year. Hoping I can hit my goal before the next deadline. 
Wow, congratulations! @LilyJo That’s an awesome milestone to hit. 
No worries, we’d try again next year!
It’s one of those ‘good pension problems’, being in a pension plan gives you long-term security, but it also ends up shrinking your RRSP room because the government counts the pension benefit you earned toward your tax-sheltered retirement savings.
I am definitely rooting for you! @Sterls-zee1
Yaay! Congratulations!!