Hey everyone! 
I’m curious to hear how Neo fits into your everyday life. Whether it’s how you manage your spending, save for future goals, or keep track of rewards—every little habit counts!
Do you have any tips, tricks, or routines that help you get the most out of Neo? Maybe there’s a feature you can’t live without or a way you’ve streamlined your finances with Neo’s tools. Let’s learn from each other! 
I’d love to hear your stories and ideas! 
For me, I have all ten High Interest Savings Accounts for ten different saving and spending goals such as regular home expenses, groceries, transportation maintenance, heating, protein and supplements, and a technology replacememt fund.
The thing is that I do all of my spending with different credit cards and I use these sinking funds to make bill payments that I schedule for the next businesses day.
It would be cool if I can make credit card bill payments directly from the High Interest Savings Account instead of having to transfer funds to the Everyday Account before making a bill payment transfer request.
The latter is not much of a hassle, but being able to pay my credit card from the HISA with fewer clicks would be convenient.
Lastly, I would not ever consider leaving if that suggested feature is not implemented becuase I love being able to have so many distinct savings accounts; I actaully wish we can have more accounts or more ways to categorize the cash we are aging.
For example, my truck maintainance fund can fully pay for my new headlights that I will be getting installed before winter, but I am also saving for some new tires in the spring in that same account.
It would be cool to have more adavnced goal setting, tracking, and managing features like “Goal 1” or “Threshold 1” is $400 for headlights in the example, and anything above this is going towards new tires (goal 2 or threshold 2). Something like this would also need a feature to close that loop. To build on the example, say that I ended up spending $360 for the headlights, I would record that into the app through a bill payment and then the other $40 would automatically go towards the next goal or threshold in line.
I hope that makes sense and let me know of you would like me to clarify or expand on anything I shared.
Thanks and have a good day!
Thanks so much for sharing your detailed process! It’s amazing how you’ve organized everything with the ten accounts. Your suggestion about paying bills directly from the HISA sounds really convenient. If Neo added a feature to help track multiple goals in one account like you described, how would you see that impacting your current savings strategy?
If Neo added a feature to help track multiple goals in one account I would probably rely less on my spreadsheets and 3rd party applications that I have to manually enter data and transactions into.
I primarily use my Neo credit card for all expenses to track my monthly spending through its insights feature, while my Neo Everyday account acts as a float account, providing me with a monthly budget. The only exceptions are my gym membership, which is linked to another bank account, and my income, which is deposited into my credit union account.
@Kenny Great to hear that Neo’s been helpful with your daily routine!
One question on your income/gym membership, are their any barriers keeping you from moving those over to Neo? Features you’d need that we currently aren’t providing?
My Gym membership is connected to the credit card from that I got when I came to Canada from a major bank, and that’s the only expense on that card I have. Just to keep something running on the card.
For my income, I work for a Credit Union Central as a result I have to get my pay in a Credit Union. (Feature Neo can provide to move that over is a Job 
)