# Why Did You Choose Neo Financial? Share Your Story! **URL:** \ **Category:** Community Lounge\ **Tags:** feature\ **Created:** [July 29, 2024, 6:22pm UTC](https://neofinancial.discourse.group/t/why-did-you-choose-neo-financial-share-your-story/77 "2024-07-29T18:22:12Z")\ **Posts on this page:** 6\ **Page:** 2
**Author:** ![DaveMac\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/davemac_neo/32/6_2.png) [@DaveMac\_Neo](https://neofinancial.discourse.group/u/DaveMac_Neo)\ **Post date:** [December 20, 2024, 12:50am UTC](https://neofinancial.discourse.group/t/why-did-you-choose-neo-financial-share-your-story/77/21 "2024-12-20T00:50:16Z")
Joint is very much on our radar. ---
**Author:** ![EllaBella](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/ellabella/32/472_2.png) [@EllaBella](https://neofinancial.discourse.group/u/EllaBella)\ **Post date:** [January 15, 2025, 7:05am UTC](https://neofinancial.discourse.group/t/why-did-you-choose-neo-financial-share-your-story/77/22 "2025-01-15T07:05:21Z")
@Denisa.Neo to reestablish my credit. Used to be with Capital One once upon a time. Then didn’t have a credit card for about 5-6 years. Before joining NEO, I did a little research 🔬 and upon doing so it was between NEO or Koho. Since joining I believe my credit has gone up 6 points, so far so good 😊 ---
**Author:** ![jla739](https://avatars.discourse-cdn.com/v4/letter/j/e9c0ed/32.png) [@jla739](https://neofinancial.discourse.group/u/jla739)\ **Post date:** [January 27, 2026, 3:27am UTC](https://neofinancial.discourse.group/t/why-did-you-choose-neo-financial-share-your-story/77/23 "2026-01-27T03:27:09Z")
I made the switch to Neo because I was tired of paying bank fees and Neo had great interest rates for their accounts. I like that I can see how much I interest I earn (the lifetime earning is pretty cool), the texts when I use my card (so fast!!), and I can use the $$ earned to pay my credit card bill, deposit $$ into my account or get Neo merch. I also like the flexibility to be able to switch between plans whenever I want. ---
**Author:** ![Paul](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/paul/32/356_2.png) [@Paul](https://neofinancial.discourse.group/u/Paul)\ **Post date:** [February 3, 2026, 6:32am UTC](https://neofinancial.discourse.group/t/why-did-you-choose-neo-financial-share-your-story/77/24 "2026-02-03T06:32:25Z")
There was a sign up bonus and I didn’t have to go to branch. ---
**Author:** ![Landon](https://avatars.discourse-cdn.com/v4/letter/l/a88e57/32.png) [@Landon](https://neofinancial.discourse.group/u/Landon)\ **Post date:** [April 12, 2026, 3:26pm UTC](https://neofinancial.discourse.group/t/why-did-you-choose-neo-financial-share-your-story/77/25 "2026-04-12T15:26:10Z")
Hey Denisa, hey everyone. My name is Landon, I’m soon to graduate with a degree in Sustainable _Energy_ Engineering. Emphasis on the energy part. I love basketball, the outdoors and hope to change the world for the better. I’m excited to officially be a Neo insider! * * * I was about to or just had turned 20 in early 2022 and I only had the defualt TD account I had since high-school. No credit card, didn’t even know what cash back was! A friend told me about Neo having the best cash back of like every bank they had seen. So I signed up pretty quick and impulsively and didn’t really look back! Of course back then, Neo was 1% cashback on everything by default at like 4% interest in their accounts by default (pandemic era BOC rate, I know). The 1% on everything in addition to all of neos standard perks should really come back. Neo has been my primary banking app and where I kept my savings for like 80% of the time since then! ---
**Author:** ![Holly\_Harris](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/holly_harris/32/1240_2.png) [@Holly\_Harris](https://neofinancial.discourse.group/u/Holly_Harris)\ **Post date:** [April 12, 2026, 3:59pm UTC](https://neofinancial.discourse.group/t/why-did-you-choose-neo-financial-share-your-story/77/26 "2026-04-12T15:59:01Z")
Hey there. I’ve been with NEO for quite a few years now…ever since its early NEO/Bay card. Fast forward to 2020 when COVID hit like a tsunami. As a freelancer, I lost all of my teaching/writing gigs literally overnight. To say it was tough is an understatement, and I eventually ended up in a consumer proposal just to survive. I will be forever grateful to NEO for allowing me open a secured Mastercard to help rebuild my credit, which has now “morphed” into a World Elite MC. I’m constantly amazed at the cashback rewards which are significant. The HISA Is also quite phenomenal. Thanks for listening to my story…GO NEO. 😀💪 [Previous page](https://neofinancial.discourse.group/t/why-did-you-choose-neo-financial-share-your-story/77.md?page=1)