# Tim Hortons credit card migration problems

**URL:** <https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600>\
**Category:** Community Support\
**Created:** [June 3, 2026, 10:50pm UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600 "2026-06-03T22:50:23Z")\
**Posts on this page:** 18\
**Page:** 1

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**Author:** ![matthewwang](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/matthewwang/32/796_2.png) [@matthewwang](https://neofinancial.discourse.group/u/matthewwang)\
**Post date:** [June 3, 2026, 10:50pm UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/1 "2026-06-03T22:50:23Z")

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I’m trying to use the migration link to move my Secured Tims Mastercard to Neo Financial. However, after verifying my email address and phone number, it’s giving me an error.

 ![5629](https://us1.discourse-cdn.com/flex002/uploads/neofinancial/original/2X/c/ce473724d59777d99c6831dafaba8f411cbd4ade.png)

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**Author:** ![matthewwang](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/matthewwang/32/796_2.png) [@matthewwang](https://neofinancial.discourse.group/u/matthewwang)\
**Post date:** [June 3, 2026, 11:34pm UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/2 "2026-06-03T23:34:43Z")

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![5630](https://us1.discourse-cdn.com/flex002/uploads/neofinancial/original/2X/c/c4d72adfb1b11566e70aa107c3039d25eaf2ea07.jpeg)

I would like to know if this is a legitimate support page? It just seems really sketchy to me. Like, there’s no Neo branding, just a generic Freshdesk page and Tawk.to chat widget.

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**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\
**Post date:** [June 3, 2026, 11:37pm UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/3 "2026-06-03T23:37:17Z")

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Do not respond, that is not a Neo account. I have removed them from Discourse.

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**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\
**Post date:** [June 4, 2026, 12:01am UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/4 "2026-06-04T00:01:25Z")

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Re: the TIms migration — since you have a Neo account but no Neo credit products, you don’t have to do anything. Your Neo card will arrive automatically on renewal date. Is that all good?

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**Author:** ![matthewwang](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/matthewwang/32/796_2.png) [@matthewwang](https://neofinancial.discourse.group/u/matthewwang)\
**Post date:** [June 4, 2026, 1:00am UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/6 "2026-06-04T01:00:23Z")

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Sounds good! Will the Neo replacement card that I get offered come with cashback and web/app access? Because I read that if I just do the automatic migration then that will cause me to be issued a no rewards and phone only support card.

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**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\
**Post date:** [June 4, 2026, 4:09pm UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/7 "2026-06-04T16:09:39Z")

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It will come with both of those things, no problem. You can also apply for a Neo card proactively and get started now, if you want to.

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**Author:** ![cmsboy](https://avatars.discourse-cdn.com/v4/letter/c/bb73d2/32.png) [@cmsboy](https://neofinancial.discourse.group/u/cmsboy)\
**Post date:** [June 6, 2026, 8:56pm UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/8 "2026-06-06T20:56:57Z")

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@GrantLahring_Neo would you be able to confirm the authenticity of the link that was posted by someone on another thread:

[https://www.neofinancial.com/tims/move-your-card-world](https://www.neofinancial.com/tims/move-your-card-world)

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**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\
**Post date:** [June 8, 2026, 11:49pm UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/9 "2026-06-08T23:49:47Z")

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Yup, sorry I’m slow, but that’s legit. The domain is [neofinancial.com](http://neofinancial.com) which is ours.

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**Author:** ![Antoine\_Gagne](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/antoine_gagne/32/1428_2.png) [@Antoine\_Gagne](https://neofinancial.discourse.group/u/Antoine_Gagne)\
**Post date:** [July 21, 2026, 4:53am UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/10 "2026-07-21T04:53:10Z")

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I tried to migrate/merge my Tim’s card both through the email, the link on Tim app and the link on Neo app. I chose the option to merge my account and get a message that I’ll get an email with further instructions but that email never comes. I tried several times. Not in the junk either. Is it possible that because I have several Neo card it cause a bug? Should I contact support instead? Thanks!

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**Author:** ![Yeni-Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/yeni-neo/32/2246_2.png) [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\
**Post date:** [July 21, 2026, 3:07pm UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/11 "2026-07-21T15:07:06Z")

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Hey @Antoine_Gagne, thanks for flagging this. Just to confirm when did you submit your information for the merge? Has it been up to 10 business days.

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**Author:** ![Antoine\_Gagne](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/antoine_gagne/32/1428_2.png) [@Antoine\_Gagne](https://neofinancial.discourse.group/u/Antoine_Gagne)\
**Post date:** [July 21, 2026, 3:22pm UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/12 "2026-07-21T15:22:37Z")

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Hello, first time I tried was just when this was announced and the option went live, pretty sure it’s been more than 10 days. I tried a few more time since then and always get the same confirmation telling me I’ll receive an email in the next 10 days but never received anything.

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**Author:** ![Yeni-Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/yeni-neo/32/2246_2.png) [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\
**Post date:** [July 21, 2026, 6:56pm UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/13 "2026-07-21T18:56:47Z")

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Okay thanks for letting me know. I’d flag this to the team and provide an update shortly.

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**Author:** ![matthewwang](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/matthewwang/32/796_2.png) [@matthewwang](https://neofinancial.discourse.group/u/matthewwang)\
**Post date:** [July 22, 2026, 10:05pm UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/14 "2026-07-22T22:05:52Z")

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I’m also having the same issue.

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**Author:** ![Antoine\_Gagne](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/antoine_gagne/32/1428_2.png) [@Antoine\_Gagne](https://neofinancial.discourse.group/u/Antoine_Gagne)\
**Post date:** [July 28, 2026, 8:28pm UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/15 "2026-07-28T20:28:04Z")

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Any update, should I contact Neo support instead? Thanks!

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**Author:** ![Yeni-Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/yeni-neo/32/2246_2.png) [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\
**Post date:** [July 28, 2026, 9:29pm UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/16 "2026-07-28T21:29:44Z")

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Hey @Antoine_Gagne, so sorry for the delay on this. Just confirmed from the team that it should be resolved by the end of this week.

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**Author:** ![Yeni-Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/yeni-neo/32/2246_2.png) [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\
**Post date:** [July 28, 2026, 9:31pm UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/17 "2026-07-28T21:31:14Z")

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Hey @matthewwang you need to consent to the process. You have to log into your profile to consent first.

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**Author:** ![Antoine\_Gagne](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/antoine_gagne/32/1428_2.png) [@Antoine\_Gagne](https://neofinancial.discourse.group/u/Antoine_Gagne)\
**Post date:** [July 28, 2026, 9:53pm UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/18 "2026-07-28T21:53:26Z")

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Glad to hear, thanks for the update. Do you know if I will need to resubmit the form to initiate the process?

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**Author:** ![matthewwang](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/matthewwang/32/796_2.png) [@matthewwang](https://neofinancial.discourse.group/u/matthewwang)\
**Post date:** [July 30, 2026, 12:06am UTC](https://neofinancial.discourse.group/t/tim-hortons-credit-card-migration-problems/5600/19 "2026-07-30T00:06:55Z")

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Which profile? My Neo or Tims Financial one? And where is the consent located within those apps?
