# So, Neo changed my World Elite Mastercard. :/

**URL:** <https://neofinancial.discourse.group/t/so-neo-changed-my-world-elite-mastercard/7074>\
**Category:** Community Support\
**Created:** [September 30, 2026, 8:44am UTC](https://neofinancial.discourse.group/t/so-neo-changed-my-world-elite-mastercard/7074 "2026-09-30T08:44:29Z")\
**Posts on this page:** 6\
**Page:** 1

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**Author:** ![dariabloodworth](https://avatars.discourse-cdn.com/v4/letter/d/c6cbf5/32.png) [@dariabloodworth](https://neofinancial.discourse.group/u/dariabloodworth)\
**Post date:** [September 30, 2026, 8:44am UTC](https://neofinancial.discourse.group/t/so-neo-changed-my-world-elite-mastercard/7074/1 "2026-09-30T08:44:29Z")

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I applied for a new secured card on my account and not only did I not receive the card I actually applied for, but my Neo World Elite Mastercard changed to the version that gives 2% cashback on everything else instead of the 5% on groceries, 4% on recurring purchases, etc. What is going on?!?

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**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\
**Post date:** [September 30, 2026, 3:31pm UTC](https://neofinancial.discourse.group/t/so-neo-changed-my-world-elite-mastercard/7074/2 "2026-09-30T15:31:03Z")

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Interesting… how long have you been waiting for the card? We ship with Canada Post, should be 2 weeks at the max.

As for the rewards scheme, I can flip that back for you and maybe @elizabeth.corbett can look into this one, you’re not the first person I’ve heard of with a rewards flip.

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**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\
**Post date:** [September 30, 2026, 3:32pm UTC](https://neofinancial.discourse.group/t/so-neo-changed-my-world-elite-mastercard/7074/3 "2026-09-30T15:32:50Z")

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You have two World Elites, do you want them both on the same gas/grocery/rewards scheme? Or do you want one to be a shop and dine or everywhere version to maximize cashback flexibility.

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**Author:** ![dariabloodworth](https://avatars.discourse-cdn.com/v4/letter/d/c6cbf5/32.png) [@dariabloodworth](https://neofinancial.discourse.group/u/dariabloodworth)\
**Post date:** [September 30, 2026, 4:42pm UTC](https://neofinancial.discourse.group/t/so-neo-changed-my-world-elite-mastercard/7074/4 "2026-09-30T16:42:56Z")

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Well, no, I wanted my original World Elite to be on the gas/grocey/rewards and the new one to be on the Shop and dine scheme. Not sure how they both became cashback but that wasn’t what I wanted for either of them.

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**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\
**Post date:** [October 2, 2026, 8:26pm UTC](https://neofinancial.discourse.group/t/so-neo-changed-my-world-elite-mastercard/7074/5 "2026-10-02T20:26:41Z")

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Talked to the team and (I had forgotten this) apparently people are only supposed to have access to one World Elite rewards scheme at a time, even if they have more than one card. I know that is not ideal for you, so just let me know what you want to do. You may want to close the second card.

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**Author:** ![dariabloodworth](https://avatars.discourse-cdn.com/v4/letter/d/c6cbf5/32.png) [@dariabloodworth](https://neofinancial.discourse.group/u/dariabloodworth)\
**Post date:** [October 3, 2026, 2:51am UTC](https://neofinancial.discourse.group/t/so-neo-changed-my-world-elite-mastercard/7074/6 "2026-10-03T02:51:38Z")

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What about a product change? Could we change it to a United MileagePlus card? I know I probably need to update the name on my United MileagePlus account, but I do have one. 🙂
