# Monday Money Kick-off: March (& RRSP!) ☀️ **URL:** \ **Category:** Money Matters\ **Created:** [March 2, 2026, 5:00pm UTC](https://neofinancial.discourse.group/t/monday-money-kick-off-march-rrsp/4555 "2026-03-02T17:00:52Z")\ **Posts on this page:** 11\ **Page:** 1
**Author:** ![Yeni-Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/yeni-neo/32/2246_2.png) [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Post date:** [March 2, 2026, 5:00pm UTC](https://neofinancial.discourse.group/t/monday-money-kick-off-march-rrsp/4555/1 "2026-03-02T17:00:52Z")
Happy March! It’s a fresh week and a new month, which means it’s time for some smart money moves. Today (March 2) is the last day to top up your RRSP and have it count toward your 2025 tax year, so you can still use it as a deduction on your return. Contributions after today will only count for next year’s tax year, so if you’ve been planning a last-minute boost, now’s the time to make it happen. Did you hit your RRSP goal today? Drop a 💪 below! ---
**Author:** ![LilyJo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/lilyjo/32/1734_2.png) [@LilyJo](https://neofinancial.discourse.group/u/LilyJo)\ **Post date:** [March 2, 2026, 7:35pm UTC](https://neofinancial.discourse.group/t/monday-money-kick-off-march-rrsp/4555/2 "2026-03-02T19:35:54Z")
Successfully contributed 20k in my RRSP for 2025. Took a send job i work 2 weekends in a month, some of the money (5k) came from my high ticket affiliates. Hoping to beat that streak in 2026. ---
**Author:** ![PhilJ1](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/philj1/32/1495_2.png) [@PhilJ1](https://neofinancial.discourse.group/u/PhilJ1)\ **Post date:** [March 3, 2026, 12:40am UTC](https://neofinancial.discourse.group/t/monday-money-kick-off-march-rrsp/4555/3 "2026-03-03T00:40:39Z")
> [@Yeni-Neo](#): > > Did you hit your RRSP goal today? Nope, I maxed out my RRSPs earlier. 💪 Yes, I know new contribution room is earned on Jan 1 so I could start making contributions for 2026 now but I won’t really know what my new contribution limit is until I file my taxes and get my notice of assessment so I would rather wait than face the penalties for over-contributing. Oh and I guess I should admit that I’m a member of a pension plan that eats up most of my contribution room via pension adjustments. So maxing out my RRSP room only means contributing about 4% of my gross salary. So hooray for pension plans but I wish I had the option to fund it with post-tax dollars and therefore keep my RRSP room for RRSPs. ---
**Author:** ![Matcha12](https://avatars.discourse-cdn.com/v4/letter/m/c37758/32.png) [@Matcha12](https://neofinancial.discourse.group/u/Matcha12)\ **Post date:** [March 3, 2026, 4:25pm UTC](https://neofinancial.discourse.group/t/monday-money-kick-off-march-rrsp/4555/4 "2026-03-03T16:25:04Z")
thank you for the reminder - missed it this time around unfortunately! ---
**Author:** ![Kepsin12](https://avatars.discourse-cdn.com/v4/letter/k/65b543/32.png) [@Kepsin12](https://neofinancial.discourse.group/u/Kepsin12)\ **Post date:** [March 3, 2026, 7:38pm UTC](https://neofinancial.discourse.group/t/monday-money-kick-off-march-rrsp/4555/5 "2026-03-03T19:38:51Z")
Thank you for this. I made it!!! ---
**Author:** ![Sterls-zee1](https://avatars.discourse-cdn.com/v4/letter/s/90ced4/32.png) [@Sterls-zee1](https://neofinancial.discourse.group/u/Sterls-zee1)\ **Post date:** [March 3, 2026, 7:45pm UTC](https://neofinancial.discourse.group/t/monday-money-kick-off-march-rrsp/4555/6 "2026-03-03T19:45:54Z")
I just opened a RRSP account this year. Hoping I can hit my goal before the next deadline. 🤞 ---
**Author:** ![Yeni-Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/yeni-neo/32/2246_2.png) [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Post date:** [March 3, 2026, 7:59pm UTC](https://neofinancial.discourse.group/t/monday-money-kick-off-march-rrsp/4555/7 "2026-03-03T19:59:31Z")
Wow, congratulations! @LilyJo That’s an awesome milestone to hit. 🎉 ---
**Author:** ![Yeni-Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/yeni-neo/32/2246_2.png) [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Post date:** [March 3, 2026, 8:02pm UTC](https://neofinancial.discourse.group/t/monday-money-kick-off-march-rrsp/4555/8 "2026-03-03T20:02:21Z")
No worries, we’d try again next year! 💪 ---
**Author:** ![Yeni-Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/yeni-neo/32/2246_2.png) [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Post date:** [March 3, 2026, 8:03pm UTC](https://neofinancial.discourse.group/t/monday-money-kick-off-march-rrsp/4555/9 "2026-03-03T20:03:35Z")
It’s one of those ‘good pension problems’, being in a pension plan gives you long-term security, but it also ends up shrinking your RRSP room because the government counts the pension benefit you earned toward your tax-sheltered retirement savings. ---
**Author:** ![Yeni-Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/yeni-neo/32/2246_2.png) [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Post date:** [March 3, 2026, 8:04pm UTC](https://neofinancial.discourse.group/t/monday-money-kick-off-march-rrsp/4555/10 "2026-03-03T20:04:23Z")
I am definitely rooting for you! @Sterls-zee1 ---
**Author:** ![Yeni-Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/yeni-neo/32/2246_2.png) [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Post date:** [March 3, 2026, 8:04pm UTC](https://neofinancial.discourse.group/t/monday-money-kick-off-march-rrsp/4555/11 "2026-03-03T20:04:53Z")
Yaay! Congratulations!! 💪