# Joint Chequing is Live! **URL:** \ **Category:** Announcements\ **Tags:** feature\ **Created:** [June 16, 2026, 3:04pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829 "2026-06-16T15:04:33Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\ **Post date:** [June 16, 2026, 3:04pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/1 "2026-06-16T15:04:33Z")
Neo just launched joint chequing accounts — another step toward **financial clarity** and **access** for Canadians who manage money together. **Why this matters** Joint accounts let couples see where the money is going, in one place. Both partners can also move money independently, without one person being the gatekeeper for every transaction. I’m a believer in shared finances for a personal reason. There’s a retired family in my life . The father was a financial advisor at a big bank and managed the family’s money his whole life. Nobody else had visibility. They didn’t know he had been slowly losing their retirement savings on the stock market until he had to borrow from his daughter to pay off a credit card. They ultimately sold their house and went back to work — a financial tragedy that could easily have been avoided with a second set of eyes on things. That’s why my wife and I were part of the alpha test for this feature, and why I’m glad it’s launching now. **How to get started** Joint chequing is available if you have a **Neo Chequing** account (not the older Everyday account). You can open one in about two seconds — no credit check. **Heads up on PADs:** if you open a new Neo Chequing account, your account number will be different, so you’ll need to update your pre-authorized debits. Most of us have done that drill recently. **Coming soon:** **1-click migration** will let you convert your existing Everyday account into a Neo Chequing account without updating PADs. From there, you can convert that account into a joint account. If you’ve been waiting for a simpler way to manage money together, this is it. Let us know your personal experience in the thread. ---
**Author:** ![William](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/william/32/2050_2.png) [@William](https://neofinancial.discourse.group/u/William)\ **Post date:** [June 16, 2026, 3:19pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/2 "2026-06-16T15:19:21Z")
Will we have the ability to deposit cheques into this account? ---
**Author:** ![Mar](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/mar/32/2403_2.png) [@Mar](https://neofinancial.discourse.group/u/Mar)\ **Post date:** [June 16, 2026, 3:35pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/3 "2026-06-16T15:35:36Z")
Great news!! That was the only reason we were also with EQ…so happy we can now move our joint checking account to Neo! ---
**Author:** ![mydesole](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/mydesole/32/2286_2.png) [@mydesole](https://neofinancial.discourse.group/u/mydesole)\ **Post date:** [June 16, 2026, 3:36pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/4 "2026-06-16T15:36:08Z")
Amazing Grant! Great for rent paying by deposit both our amount in the same account!! Love it ---
**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\ **Post date:** [June 16, 2026, 4:02pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/5 "2026-06-16T16:02:57Z")
Not yet, but this is a feature we’re actively working on! Keep your eyes peeled. ---
**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\ **Post date:** [June 16, 2026, 4:03pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/6 "2026-06-16T16:03:22Z")
Woohoo! Now we just need to get that mortgage into the app 😉 ---
**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\ **Post date:** [June 16, 2026, 4:03pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/7 "2026-06-16T16:03:46Z")
Yes indeed! Let me know how it goes! ---
**Author:** ![ileomihir](https://avatars.discourse-cdn.com/v4/letter/i/dec6dc/32.png) [@ileomihir](https://neofinancial.discourse.group/u/ileomihir)\ **Post date:** [June 16, 2026, 4:14pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/8 "2026-06-16T16:14:01Z")
Can we have the facility to migrate our pre authorized debits transferred automatically to account in neo when we do Account Transfers. ---
**Author:** ![Aross](https://avatars.discourse-cdn.com/v4/letter/a/d07c76/32.png) [@Aross](https://neofinancial.discourse.group/u/Aross)\ **Post date:** [June 16, 2026, 4:41pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/9 "2026-06-16T16:41:41Z")
Anders Ross Neo Insider Hi Grant, When I was growing up in my household my mom and dad had joint checking and savings accounts. Every Sunday I remember witnessing them plan the next week’s budget and reviewing the books from the previous week. Does the Neo Financial joint checking account have banking fees and does it require a monthly minimum balance? My understanding of household finance was established long before I attended my first day in Home Eco in high school because of my parents. I have talked with Jamie recently about my idea of using the Google Guide Community to expand your insider base and attract more business to existing ones. It would be my pleasure to work with you and Neo to form a collaboration with TABIA through my connections to hyperscale this goal towards completion. For example; Neo Financial could offer me a consulting fee to review local establishments and convert them to the insiders program and I would highlight the different Neo Mastercard rewards by using a different one in each review. I will be attending the TABIA town hall that is happening on July 9th that is launching their Toronto Festival Network initiative. A golden opportunity for the NEO Insiders to further grow their partners and expand the membership effortlessly. Anders Ross, Toronto ON. ---
**Author:** ![Aneta](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/aneta/32/1624_2.png) [@Aneta](https://neofinancial.discourse.group/u/Aneta)\ **Post date:** [June 16, 2026, 4:46pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/10 "2026-06-16T16:46:55Z")
This is great! Have been waiting for this and excited to get it set up for me and my partner ---
**Author:** ![NGGMU](https://avatars.discourse-cdn.com/v4/letter/n/c6cbf5/32.png) [@NGGMU](https://neofinancial.discourse.group/u/NGGMU)\ **Post date:** [June 16, 2026, 5:43pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/11 "2026-06-16T17:43:15Z")
Plan to have multiple joint chequing available? ---
**Author:** ![NGGMU](https://avatars.discourse-cdn.com/v4/letter/n/c6cbf5/32.png) [@NGGMU](https://neofinancial.discourse.group/u/NGGMU)\ **Post date:** [June 16, 2026, 5:43pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/12 "2026-06-16T17:43:47Z")
Also, do each person with the joint get their own Neo Money card for the account? ---
**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\ **Post date:** [June 16, 2026, 5:48pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/13 "2026-06-16T17:48:57Z")
We are setting up a system that will transfer your PADs if you’re doing the free upgrade from Everyday to Neo Chequing. I’m not exactly sure what you mean by “Account Transfers”. Do you mean EFTs? ---
**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\ **Post date:** [June 16, 2026, 5:50pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/14 "2026-06-16T17:50:40Z")
Nice to see you here again, my friend (and with the Insider tag). None of the Neo accounts have a fee or require a minimum balance, including the joint account. Nolan is your person for the Google Guide idea, have you connected with him yet? ---
**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\ **Post date:** [June 16, 2026, 5:50pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/15 "2026-06-16T17:50:53Z")
Heck yeah! Let us know how it goes. ---
**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\ **Post date:** [June 16, 2026, 5:52pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/16 "2026-06-16T17:52:36Z")
You can have multiple joint accounts, but you can only share each one with a single person. We are building additional features, including the ability to share the accounts with more than one person (and at different access levels). Each person can get their own Neo Money card, yes. Also, I believe the Neo Money Card is perhaps the only pre-paid Mastercard in Canada that provides rewards. ---
**Author:** ![Aross](https://avatars.discourse-cdn.com/v4/letter/a/d07c76/32.png) [@Aross](https://neofinancial.discourse.group/u/Aross)\ **Post date:** [June 16, 2026, 6:19pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/17 "2026-06-16T18:19:29Z")
Yes. The feeling is mutual. I will reach out to Nolan tomorrow. Thanks for your help. Anders R. ---
**Author:** ![Mar](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/mar/32/2403_2.png) [@Mar](https://neofinancial.discourse.group/u/Mar)\ **Post date:** [June 16, 2026, 8:18pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/19 "2026-06-16T20:18:55Z")
Waiting impatiently for that 😁 ---
**Author:** ![Mar](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/mar/32/2403_2.png) [@Mar](https://neofinancial.discourse.group/u/Mar)\ **Post date:** [June 16, 2026, 8:22pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/20 "2026-06-16T20:22:25Z")
Already set up the joint account with my partner, super smooth, done in less than 5 minutes and both now with digital cards awaiting for the physical ones. I AM CLOSING MY EQ ACCOUNT RIGHT NOW! Yaaay ---
**Author:** ![NGGMU](https://avatars.discourse-cdn.com/v4/letter/n/c6cbf5/32.png) [@NGGMU](https://neofinancial.discourse.group/u/NGGMU)\ **Post date:** [June 16, 2026, 10:37pm UTC](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829/21 "2026-06-16T22:37:51Z")
I checked and \<18 cannot have a joint account. How come? Also AFAIK EQBank offers flat 0.5% (No FX and ATM Reimbursement Standard) and PC Money offers cashback in the form of Optimum points (No FX fee, have their own ATMs). Neo Money is limited to 1% Gas&Groceries, plus partner rewards. [Next page](https://neofinancial.discourse.group/t/joint-chequing-is-live/5829.md?page=2)