# If you could give your younger self ONE piece of financial advice, what would it be?

**URL:** <https://neofinancial.discourse.group/t/if-you-could-give-your-younger-self-one-piece-of-financial-advice-what-would-it-be/1206>\
**Category:** Community Lounge\
**Created:** [January 16, 2025, 10:00pm UTC](https://neofinancial.discourse.group/t/if-you-could-give-your-younger-self-one-piece-of-financial-advice-what-would-it-be/1206 "2025-01-16T22:00:14Z")\
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**Author:** ![Denisa.Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/denisa.neo/32/31_2.png) [@Denisa.Neo](https://neofinancial.discourse.group/u/Denisa.Neo)\
**Post date:** [January 16, 2025, 10:00pm UTC](https://neofinancial.discourse.group/t/if-you-could-give-your-younger-self-one-piece-of-financial-advice-what-would-it-be/1206/1 "2025-01-16T22:00:15Z")

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👀 We’ve all had that “I wish I knew this sooner” moment with money, whether it was saving more, avoiding a bad purchase, or building credit earlier.

For me, it’s **keeping track of subscriptions**. It’s way too easy to forget about them and waste money on things I don’t even use! I’d also tell my younger self to **start investing earlier**. Even small amounts, because time in the market makes a huge difference.

💬 What advice would you give younger you? Drop it below someone here might need to hear it. 🔥