# Feature Request: Business Accounts **URL:** \ **Category:** Building Neo\ **Created:** [February 7, 2026, 11:43pm UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304 "2026-02-07T23:43:48Z")\ **Posts on this page:** 18\ **Page:** 1
**Author:** ![Mannymayor](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/mannymayor/32/1745_2.png) [@Mannymayor](https://neofinancial.discourse.group/u/Mannymayor)\ **Post date:** [February 7, 2026, 11:43pm UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/1 "2026-02-07T23:43:48Z")
For those who are self-employed/contract work. Would be nice to have a business account option, to keep business and personal money separate. It makes it easier to track business expenses & income. And comes in handy when tax time hits: especially for filing GST / deductions. Just simplifies everything with one statement for bookkeeping. ---
**Author:** ![Jtiwana](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/jtiwana/32/2680_2.png) [@Jtiwana](https://neofinancial.discourse.group/u/Jtiwana)\ **Post date:** [February 8, 2026, 12:00am UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/2 "2026-02-08T00:00:23Z")
I second this notion it is one of the first things I asked. Neo, I would love to have a business account with them. ---
**Author:** ![pwamenear](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/pwamenear/32/1697_2.png) [@pwamenear](https://neofinancial.discourse.group/u/pwamenear)\ **Post date:** [February 8, 2026, 1:15am UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/3 "2026-02-08T01:15:08Z")
+1. I’m self-employed (incorporated) and absolutely loathe dealing with the legacy banks for my commercial banking. Even something as simple as being able to label a Neo account as a business account would be an OK start. I’d love the ability to hold cash in different currencies in change them to CAD when the rates are favourable (this is one thing I’ll give RBC props for, I can hold cash in sterling, euros, USD, and HKD and then change it on demand). ---
**Author:** ![DavidT](https://avatars.discourse-cdn.com/v4/letter/d/51bf81/32.png) [@DavidT](https://neofinancial.discourse.group/u/DavidT)\ **Post date:** [February 8, 2026, 2:28am UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/4 "2026-02-08T02:28:02Z")
![image](https://us1.discourse-cdn.com/flex002/uploads/neofinancial/original/2X/5/548be3862883775edc5a189ed7fc9256e0530bca.png) You already can rename you accounts. And I think there’s a way to create new accounts more or less on the fly as far as I know #fin-ugc ---
**Author:** ![ajg](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/ajg/32/1617_2.png) [@ajg](https://neofinancial.discourse.group/u/ajg)\ **Post date:** [February 8, 2026, 2:39am UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/5 "2026-02-08T02:39:26Z")
That is a good idea. Also, can you teach me how to submit my gst? 🤣 ---
**Author:** ![Mannymayor](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/mannymayor/32/1745_2.png) [@Mannymayor](https://neofinancial.discourse.group/u/Mannymayor)\ **Post date:** [February 8, 2026, 4:47am UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/6 "2026-02-08T04:47:18Z")
Yes, you can definitely change the name. The only problem I would run into, is it would mix my personal transactions with business (unless I strictly use for business) but I like using neo for personal. Also I don’t believe the current account is compatible or integrates with accounting software (at least I can’t link mine to QuickBooks) so I have to manually enter everything which can be tedious. 🥺 ---
**Author:** ![DavidT](https://avatars.discourse-cdn.com/v4/letter/d/51bf81/32.png) [@DavidT](https://neofinancial.discourse.group/u/DavidT)\ **Post date:** [February 8, 2026, 10:09pm UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/7 "2026-02-08T22:09:43Z")
in regards to getting the transactions out of Neo accounts, an API would come in really handy. Or a data exporter for different accounting apps. Personally, I’d love a bi-directional API where I can trigger different actions based on events. Once I could get at the data programmatically, it would be quite easy to use something like n8n to pull data for quickbooks or other accounting apps, move money from one account to another within my neo account and do all sorts of other fun/useful stuff. ---
**Author:** ![mcguire74](https://avatars.discourse-cdn.com/v4/letter/m/47e85d/32.png) [@mcguire74](https://neofinancial.discourse.group/u/mcguire74)\ **Post date:** [April 6, 2026, 4:04pm UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/8 "2026-04-06T16:04:53Z")
Can you export as CSV to import into accounting software? I would think that could solve the problem. No more manual entry. Hate manual entry. ---
**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\ **Post date:** [April 6, 2026, 4:15pm UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/9 "2026-04-06T16:15:45Z")
You can export transactions to CSV, this was an early community-driven feature! ---
**Author:** ![mcguire74](https://avatars.discourse-cdn.com/v4/letter/m/47e85d/32.png) [@mcguire74](https://neofinancial.discourse.group/u/mcguire74)\ **Post date:** [April 6, 2026, 4:23pm UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/10 "2026-04-06T16:23:39Z")
I tried to add another “everyday” account. That is not allowed. Only adding more savings accounts. Which of course we can rename, but using it as an IN/OUT account for business may not be the best way. I’d love for @GrantLahring_Neo and the team to jump in here with some solutions or recommendations. Definitely want to ensure a good business account, maybe tied to the credit card for IN/OUT transactions. Would love to make the full jump to NEO but the everyday cards, seem to operate as prepaid cards and some online transactions will not accept these. ---
**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\ **Post date:** [April 6, 2026, 4:38pm UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/11 "2026-04-06T16:38:53Z")
Neo doesn’t currently support business banking. It is on the radar because a lot of people want it, but not in the next three months. When we get there, would love to hear your thoughts! ---
**Author:** ![mcguire74](https://avatars.discourse-cdn.com/v4/letter/m/47e85d/32.png) [@mcguire74](https://neofinancial.discourse.group/u/mcguire74)\ **Post date:** [April 6, 2026, 5:38pm UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/12 "2026-04-06T17:38:12Z")
Too bad. Thought I heard it was here. Oh well. Maybe have to look at alternates for business accounts for now. Thanks. Could just use another “savings” account and name it “Business” for now, and add a credit card specific for that intent, to pay in/out of that account. Thanks Grant. ---
**Author:** ![DDmytro](https://avatars.discourse-cdn.com/v4/letter/d/e9c0ed/32.png) [@DDmytro](https://neofinancial.discourse.group/u/DDmytro)\ **Post date:** [April 7, 2026, 2:49pm UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/13 "2026-04-07T14:49:49Z")
@GrantLahring_Neo would it be possible to have a pseudo-business account, without all the full business banking processes, so that a contractor can keep all business-related transactions in one place? The idea is to have a lightweight “storage account” — not a full business account, but a dedicated space so that business income and expenses don’t need to be untangled from personal transactions later. There could also be a follow-up layer: special logic for linking transactions across accounts, so that you can mark something as a “business expense” and have it automatically processed from that account. But that’s a second step — the separate account alone already solves the core problem. * * * **Option B — Transaction labeling (low effort, recommended first step)** Alternatively, add a custom classification field to transactions in the chequing account, so that a contractor can tag anything business-related and then filter those in reports or CSV exports. This solves ~80% of the problem with minimal dev effort — it’s just a user-defined label field pulled through to the DB and surfaced during CSV generation. No new account infrastructure needed. * * * **Option B** feels like the right first step given the effort-to-impact ratio. **Option A** is worth keeping on the roadmap for contractors who want a cleaner separation long-term. @mcguire74 what do you think about **Option B** in particular would it be useful? ---
**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\ **Post date:** [April 8, 2026, 4:11pm UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/14 "2026-04-08T16:11:29Z")
The challenge for business accounts isn’t really the software, it’s the bad actors. Putting protections in place to prevent abuse by fraudsters and money launderers is super time intensive, and a mistake could cost us millions. I like these features for business accounts though, they don’t seem like they would be hard to build. ---
**Author:** ![DDmytro](https://avatars.discourse-cdn.com/v4/letter/d/e9c0ed/32.png) [@DDmytro](https://neofinancial.discourse.group/u/DDmytro)\ **Post date:** [April 9, 2026, 2:46pm UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/15 "2026-04-09T14:46:07Z")
But what about just adding ability to put a custom label onto a transaction? even for non-business users, people buy a lot on amazon, and it’s all goes into a single category, but with custom labels i could mark transactions e.g. as subscription, leisure, business, or whatever ? or at least some predefined labels (if there’s SQL custom labels would require to have a separate infrastructure to customize labels, but with ‘standard/predefined’ list of labels you need just a single SET field) ---
**Author:** ![GrantLahring\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/grantlahring_neo/32/1124_2.png) [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\ **Post date:** [April 9, 2026, 8:21pm UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/16 "2026-04-09T20:21:55Z")
There’s always going to be the Mastercard code saved, but I love the idea of letting users add notes AND/OR recategorize transactions for the purpose of accounting. For example, you might want to categorize some Uber trips as “holiday” while you’re away and “transportation” when you’re not. And it would be good to select if the new category should be saved or only overridden a single time. ---
**Author:** ![Landon](https://avatars.discourse-cdn.com/v4/letter/l/a88e57/32.png) [@Landon](https://neofinancial.discourse.group/u/Landon)\ **Post date:** [April 12, 2026, 2:24pm UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/17 "2026-04-12T14:24:14Z")
Hey David, Not a buisness owner personally but it’s not a naming issue its a tax issue. Buisness accounts need to be registered under a business, not your personal information to even be a buisness account. I agree business accounts could be pretty handy. Even for me in the next 2 years. ---
**Author:** ![NGGMU](https://avatars.discourse-cdn.com/v4/letter/n/c6cbf5/32.png) [@NGGMU](https://neofinancial.discourse.group/u/NGGMU)\ **Post date:** [May 5, 2026, 2:24am UTC](https://neofinancial.discourse.group/t/feature-request-business-accounts/4304/18 "2026-05-05T02:24:17Z")
Interesting thing I’d like to be added so I can finally switch my last piece at BMO to here!