# Credit Limit for secured card

**URL:** <https://neofinancial.discourse.group/t/credit-limit-for-secured-card/2482>\
**Category:** Community Lounge\
**Created:** [July 16, 2025, 2:09am UTC](https://neofinancial.discourse.group/t/credit-limit-for-secured-card/2482 "2025-07-16T02:09:54Z")\
**Posts on this page:** 4\
**Page:** 1

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**Author:** ![Mazi](https://avatars.discourse-cdn.com/v4/letter/m/839c29/32.png) [@Mazi](https://neofinancial.discourse.group/u/Mazi)\
**Post date:** [July 16, 2025, 2:09am UTC](https://neofinancial.discourse.group/t/credit-limit-for-secured-card/2482/1 "2025-07-16T02:09:54Z")

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Hello, I opened an account with 10K limit, is there anyway we increase the credit limit to higher numbers like $30K or 50K?

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**Author:** ![Sana\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/sana_neo/32/588_2.png) [@Sana\_Neo](https://neofinancial.discourse.group/u/Sana_Neo)\
**Post date:** [July 17, 2025, 12:15am UTC](https://neofinancial.discourse.group/t/credit-limit-for-secured-card/2482/2 "2025-07-17T00:15:37Z")

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Hi @Mazi, great question!

All of our secured card products currently have a maximum credit limit of $10,000. This may change in the future, but for now, that’s the set limit.

Some of our standard (unsecured) products have higher limits, for example:

- The **Neo World Standard Mastercard** has a maximum limit of **$20,000**
- The **Neo World Elite Standard Mastercard** goes up to **$30,000**

Let me know if you have any other questions, happy to help! 🤗

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**Author:** ![Mazi](https://avatars.discourse-cdn.com/v4/letter/m/839c29/32.png) [@Mazi](https://neofinancial.discourse.group/u/Mazi)\
**Post date:** [July 18, 2025, 3:25am UTC](https://neofinancial.discourse.group/t/credit-limit-for-secured-card/2482/3 "2025-07-18T03:25:08Z")

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Thanks for the information you provided.

So can I at least apply for more secured credit cards?

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**Author:** ![Sana\_Neo](https://sea2.discourse-cdn.com/flex002/user_avatar/neofinancial.discourse.group/sana_neo/32/588_2.png) [@Sana\_Neo](https://neofinancial.discourse.group/u/Sana_Neo)\
**Post date:** [July 18, 2025, 4:27pm UTC](https://neofinancial.discourse.group/t/credit-limit-for-secured-card/2482/4 "2025-07-18T16:27:21Z")

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Hi @Mazi, yes, you can definitely have multiple credit cards, but there are some eligibility requirements to keep in mind. From your other post [here](https://neofinancial.discourse.group/t/multiple-neo-master-cards/2483), it looks like you recently applied for a secured credit card, so you’ll need to wait a bit before applying for a new one.

Secured cardholders become eligible to apply for an additional secured or unsecured credit product **three months** after opening their current account.

Eligibility doesn’t guarantee approval for a standard card, but it does give you the opportunity to apply. This waiting period is designed to help you build your credit history and demonstrate consistent, responsible usage, both of which can strengthen your chances of qualifying for future credit products.

I’ve reached out to you via DMs to continue the conversation and discuss your eligibility in more detail.