# Money Matters

**URL:** https://neofinancial.discourse.group/c/money-matters/41.md?page=2

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## [Monday Money Kick-off: March (& RRSP!) ☀️](https://neofinancial.discourse.group/t/monday-money-kick-off-march-rrsp/4555)

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**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\
**Replies:** 10\
**Last updated:** [March 3, 2026, 8:04pm UTC](https://neofinancial.discourse.group/t/monday-money-kick-off-march-rrsp/4555 "2026-03-03T20:04:53Z")

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Happy March! It’s a fresh week and a new month, which means it’s time for some smart money moves. Today (March 2) is the last day to top up your RRSP and have it count toward your 2025 tax year, so you can still use it…

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## [CLose this account. I cannot login and my password will not work. Just cancel my account as NEO emailed me to tell me of suspicious purchase](https://neofinancial.discourse.group/t/close-this-account-i-cannot-login-and-my-password-will-not-work-just-cancel-my-account-as-neo-emailed-me-to-tell-me-of-suspicious-purchase/4577)

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**Author:** [@Dorothy\_Nelson](https://neofinancial.discourse.group/u/Dorothy_Nelson)\
**Replies:** 3\
**Last updated:** [March 2, 2026, 7:58pm UTC](https://neofinancial.discourse.group/t/close-this-account-i-cannot-login-and-my-password-will-not-work-just-cancel-my-account-as-neo-emailed-me-to-tell-me-of-suspicious-purchase/4577 "2026-03-02T19:58:27Z")

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I want out of the NEO credit card.

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## [Money Rhythm: Planning Without Panic💡](https://neofinancial.discourse.group/t/money-rhythm-planning-without-panic/4445)

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**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\
**Replies:** 7\
**Last updated:** [February 28, 2026, 12:06am UTC](https://neofinancial.discourse.group/t/money-rhythm-planning-without-panic/4445 "2026-02-28T00:06:10Z")

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Have you ever wondered why money sometimes seems to disappear before you even know where it went? It’s easy to think that money is just about what you earn or what you spend, but the truth is that how your money moves th…

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## [Simple Ways to Keep Your Money Steady 💸](https://neofinancial.discourse.group/t/simple-ways-to-keep-your-money-steady/4446)

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**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\
**Replies:** 5\
**Last updated:** [February 24, 2026, 11:12pm UTC](https://neofinancial.discourse.group/t/simple-ways-to-keep-your-money-steady/4446 "2026-02-24T23:12:54Z")

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Let’s talk real, practical moves you can start doing this week to make your money feel steadier and easier to manage, especially when bills and surprises show up. Track every dollar coming in and going out so you see e…

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## [Vancouver Web Summit 20% off](https://neofinancial.discourse.group/t/vancouver-web-summit-20-off/4517)

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**Author:** [@vitalii](https://neofinancial.discourse.group/u/vitalii)\
**Replies:** 1\
**Last updated:** [February 24, 2026, 1:57pm UTC](https://neofinancial.discourse.group/t/vancouver-web-summit-20-off/4517 "2026-02-24T13:57:29Z")

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Hi folks, For those interested in attending the Vancouver Web Summit this year here’s a 20% discount valid until 2pm EST, February 24th: Use Promo Code: KATERYNA\_VAN26 Hope to see Neo there!

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## [What Does “Money as a Tool” Really Mean? 💸](https://neofinancial.discourse.group/t/what-does-money-as-a-tool-really-mean/4403)

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**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\
**Replies:** 5\
**Last updated:** [February 17, 2026, 9:37pm UTC](https://neofinancial.discourse.group/t/what-does-money-as-a-tool-really-mean/4403 "2026-02-17T21:37:36Z")

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Money isn’t a goal, it’s a tool that helps you build the life you actually want. I personally believe that real wealth isn’t numbers in an account. It’s being able to afford what I need or want without stress, without p…

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## [Why Interest Rates Are the ❤ of Your Credit](https://neofinancial.discourse.group/t/why-interest-rates-are-the-of-your-credit/4282)

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**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\
**Replies:** 7\
**Last updated:** [February 17, 2026, 9:07pm UTC](https://neofinancial.discourse.group/t/why-interest-rates-are-the-of-your-credit/4282 "2026-02-17T21:07:20Z")

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Interest rates are basically the price you pay to borrow money. Whether it’s a credit card, loan, or line of credit, the interest rate decides how much extra you’ll pay on top of what you borrowed. :pushpin: Key things …

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## [Master Your Debt: Strategies to Beat Rising Rates 🥊](https://neofinancial.discourse.group/t/master-your-debt-strategies-to-beat-rising-rates/4283)

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**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\
**Replies:** 3\
**Last updated:** [February 11, 2026, 3:08pm UTC](https://neofinancial.discourse.group/t/master-your-debt-strategies-to-beat-rising-rates/4283 "2026-02-11T15:08:33Z")

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Over the weekend, I was chatting with a friend about how interest rate changes impact everyday finances, and it got me thinking it would be a great conversation to bring to the community. Interest rates change, but how …

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## [Where does obsession with credit scores come from?](https://neofinancial.discourse.group/t/where-does-obsession-with-credit-scores-come-from/4339)

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**Author:** [@Paul](https://neofinancial.discourse.group/u/Paul)\
**Replies:** 4\
**Last updated:** [February 10, 2026, 11:29pm UTC](https://neofinancial.discourse.group/t/where-does-obsession-with-credit-scores-come-from/4339 "2026-02-10T23:29:29Z")

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Why do Canadians care so much about credit scores? For a country where people still use paper cheques for payments like it’s 1800s and basic banking functionality is treated as an exotic edge case or science fiction that…

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## [💳 What Is a Good Credit Score?](https://neofinancial.discourse.group/t/what-is-a-good-credit-score/4207)

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**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\
**Replies:** 9\
**Last updated:** [February 5, 2026, 10:47pm UTC](https://neofinancial.discourse.group/t/what-is-a-good-credit-score/4207 "2026-02-05T22:47:03Z")

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Your credit score is more than just a number; it shows lenders how trustworthy you are with money. Here’s a simple breakdown of the ranges: 300–579 - May struggle to get credit. 580–669 - Can get credit, but rates may…

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## [💰 Money Monday: What’s Your Financial Goal for 2026?](https://neofinancial.discourse.group/t/money-monday-what-s-your-financial-goal-for-2026/3979)

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**Author:** [@TiffD\_Neo](https://neofinancial.discourse.group/u/TiffD_Neo)\
**Replies:** 17\
**Last updated:** [January 21, 2026, 7:26pm UTC](https://neofinancial.discourse.group/t/money-monday-what-s-your-financial-goal-for-2026/3979 "2026-01-21T19:26:31Z")

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Hey everyone :waving\_hand:, It’s a new year and we’re three weeks in - which means some of us are crushing our goals, some of us forgot we set them, and some of us are still figuring out what we even want to focus on. …

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