{"users":[{"id":661,"username":"TiffD_Neo","name":"","avatar_template":"/user_avatar/neofinancial.discourse.group/tiffd_neo/{size}/1313_2.png","primary_group_name":"Neo_Employees","flair_name":"Neo_Employees","flair_url":"https://us1.discourse-cdn.com/flex002/uploads/neofinancial/original/2X/f/fd9ee5e931027171837bd2e6067bbdbe0a8819b3.png","flair_bg_color":"FFFFFF","flair_group_id":41,"admin":true,"moderator":true,"trust_level":4},{"id":1766,"username":"Yeni-Neo","name":"","avatar_template":"/user_avatar/neofinancial.discourse.group/yeni-neo/{size}/2246_2.png","primary_group_name":"Neo_Employees","flair_name":"Neo_Employees","flair_url":"https://us1.discourse-cdn.com/flex002/uploads/neofinancial/original/2X/f/fd9ee5e931027171837bd2e6067bbdbe0a8819b3.png","flair_bg_color":"FFFFFF","flair_group_id":41,"admin":true,"moderator":true,"trust_level":4},{"id":2640,"username":"Netty","name":"Annette","avatar_template":"/user_avatar/neofinancial.discourse.group/netty/{size}/2189_2.png","primary_group_name":"NeoInsiders","flair_name":"NeoInsiders","flair_group_id":45,"trust_level":2},{"id":2031,"username":"MaggieJoh","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/m/9f8e36/{size}.png","primary_group_name":"NeoInsiders","flair_name":"NeoInsiders","flair_group_id":45,"trust_level":2},{"id":3111,"username":"Ryan","name":"","avatar_template":"/user_avatar/neofinancial.discourse.group/ryan/{size}/2548_2.png","primary_group_name":"NeoInsiders","flair_name":"NeoInsiders","flair_group_id":45,"trust_level":2},{"id":2212,"username":"magneticwitch","name":"Kare","avatar_template":"/user_avatar/neofinancial.discourse.group/magneticwitch/{size}/2122_2.png","primary_group_name":"NeoInsiders","flair_name":"NeoInsiders","flair_group_id":45,"trust_level":2},{"id":2811,"username":"JDHaven452","name":"J. haven duce","avatar_template":"/user_avatar/neofinancial.discourse.group/jdhaven452/{size}/2564_2.png","primary_group_name":"NeoInsiders","flair_name":"NeoInsiders","flair_group_id":45,"trust_level":2},{"id":3028,"username":"San10","name":"","avatar_template":"/user_avatar/neofinancial.discourse.group/san10/{size}/2510_2.png","primary_group_name":"NeoInsiders","flair_name":"NeoInsiders","flair_group_id":45,"trust_level":2},{"id":2505,"username":"Jon_pft_89","name":"Jonatan","avatar_template":"/user_avatar/neofinancial.discourse.group/jon_pft_89/{size}/2173_2.png","primary_group_name":"NeoInsiders","flair_name":"NeoInsiders","flair_group_id":45,"trust_level":1},{"id":1636,"username":"PhilJ1","name":"Phil","avatar_template":"/user_avatar/neofinancial.discourse.group/philj1/{size}/1495_2.png","primary_group_name":"NeoInsiders","flair_name":"NeoInsiders","flair_group_id":45,"trust_level":2},{"id":2773,"username":"Muvapryncess","name":"Pryncess","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/m/9d8465/{size}.png","primary_group_name":"NeoInsiders","flair_name":"NeoInsiders","flair_group_id":45,"trust_level":1},{"id":2807,"username":"jessienaadei","name":"Jessie Naadei Niikoi","avatar_template":"/user_avatar/neofinancial.discourse.group/jessienaadei/{size}/2299_2.png","primary_group_name":"NeoInsiders","flair_name":"NeoInsiders","flair_group_id":45,"trust_level":2},{"id":2774,"username":"martin.ck.canada","name":"Martin","avatar_template":"/user_avatar/neofinancial.discourse.group/martin.ck.canada/{size}/2277_2.png","primary_group_name":"NeoInsiders","flair_name":"NeoInsiders","flair_group_id":45,"trust_level":1},{"id":2121,"username":"Mattbrennan","name":"Matt","avatar_template":"/user_avatar/neofinancial.discourse.group/mattbrennan/{size}/1825_2.png","primary_group_name":"NeoInsiders","flair_name":"NeoInsiders","flair_group_id":45,"trust_level":3},{"id":1758,"username":"matthewwang","name":"Matthew Wang","avatar_template":"/user_avatar/neofinancial.discourse.group/matthewwang/{size}/796_2.png","primary_group_name":"NeoInsiders","flair_name":"NeoInsiders","flair_group_id":45,"trust_level":2},{"id":2507,"username":"sandeepbh","name":"Sandeep Bh","avatar_template":"/user_avatar/neofinancial.discourse.group/sandeepbh/{size}/2135_2.png","primary_group_name":"NeoInsiders","flair_name":"NeoInsiders","flair_group_id":45,"trust_level":2},{"id":2683,"username":"n.henderson","name":"Nicole","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/n/e95f7d/{size}.png","primary_group_name":"NeoInsiders","flair_name":"NeoInsiders","flair_group_id":45,"trust_level":1},{"id":2154,"username":"Chloe","name":"Chloe","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/c/839c29/{size}.png","primary_group_name":"NeoInsiders","flair_name":"NeoInsiders","flair_group_id":45,"trust_level":1},{"id":2519,"username":"Machzy","name":null,"avatar_template":"https://avatars.discourse-cdn.com/v4/letter/m/85e7bf/{size}.png","trust_level":0},{"id":2337,"username":"shubhamkohli","name":"Shubham","avatar_template":"/user_avatar/neofinancial.discourse.group/shubhamkohli/{size}/2029_2.png","primary_group_name":"NeoInsiders","flair_name":"NeoInsiders","flair_group_id":45,"trust_level":2}],"primary_groups":[{"id":41,"name":"Neo_Employees"},{"id":45,"name":"NeoInsiders"}],"flair_groups":[{"id":41,"name":"Neo_Employees","flair_url":"https://us1.discourse-cdn.com/flex002/uploads/neofinancial/original/2X/f/fd9ee5e931027171837bd2e6067bbdbe0a8819b3.png","flair_bg_color":"FFFFFF","flair_color":""},{"id":45,"name":"NeoInsiders","flair_url":null,"flair_bg_color":"","flair_color":""}],"topic_list":{"can_create_topic":false,"filter":"latest","more_topics_url":"/c/money-matters/41?page=1","per_page":30,"top_tags":[{"id":34,"name":"open-discussion","slug":"open-discussion"},{"id":28,"name":"tips-and-tricks","slug":"tips-and-tricks"},{"id":7,"name":"partners","slug":"partners"}],"topics":[{"fancy_title":"About the Money Matters category","id":3965,"title":"About the Money Matters category","slug":"about-the-money-matters-category","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-01-14T22:52:38.645Z","last_posted_at":"2026-01-14T22:52:38.650Z","bumped":true,"bumped_at":"2026-01-14T22:52:38.645Z","archetype":"regular","unseen":false,"pinned":true,"unpinned":null,"excerpt":"Practical personal finance tips, tools, and discussions to help you make smarter money decisions in everyday life, from credit to saving, budgeting, and investing.","visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":37,"like_count":0,"has_summary":false,"last_poster_username":"TiffD_Neo","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":661,"primary_group_id":41,"flair_group_id":41}]},{"fancy_title":"Your Money &amp; Insurance: Let’s Talk :money_bag:","id":6667,"title":"Your Money & Insurance: Let’s Talk 💰","slug":"your-money-insurance-let-s-talk","posts_count":4,"reply_count":1,"highest_post_number":4,"image_url":null,"created_at":"2026-08-24T16:00:48.563Z","last_posted_at":"2026-08-25T21:22:23.986Z","bumped":true,"bumped_at":"2026-08-25T21:22:23.986Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":27,"like_count":0,"has_summary":false,"last_poster_username":"MaggieJoh","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Recent Poster","user_id":2640,"primary_group_id":45,"flair_group_id":45},{"extras":"latest","description":"Most Recent Poster","user_id":2031,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Managing Rising Everyday Costs :chart_increasing:","id":6594,"title":"Managing Rising Everyday Costs 📈","slug":"managing-rising-everyday-costs","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-08-18T16:00:33.386Z","last_posted_at":"2026-08-18T16:00:33.386Z","bumped":false,"bumped_at":"2026-08-18T16:00:33.386Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":14,"like_count":0,"has_summary":false,"last_poster_username":"Yeni-Neo","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41}]},{"fancy_title":"Your credit limit isn’t your spending target :money_bag:","id":6502,"title":"Your credit limit isn’t your spending target 💰","slug":"your-credit-limit-isn-t-your-spending-target","posts_count":4,"reply_count":1,"highest_post_number":4,"image_url":null,"created_at":"2026-08-11T16:00:07.771Z","last_posted_at":"2026-08-13T05:06:04.051Z","bumped":true,"bumped_at":"2026-08-13T05:06:04.051Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":38,"like_count":5,"has_summary":false,"last_poster_username":"magneticwitch","category_id":41,"op_like_count":3,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Recent Poster","user_id":3111,"primary_group_id":45,"flair_group_id":45},{"extras":"latest","description":"Most Recent Poster","user_id":2212,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"A Quick Credit Check-In :credit_card:","id":6501,"title":"A Quick Credit Check-In 💳","slug":"a-quick-credit-check-in","posts_count":6,"reply_count":0,"highest_post_number":7,"image_url":null,"created_at":"2026-08-10T16:00:27.805Z","last_posted_at":"2026-08-13T05:01:23.339Z","bumped":true,"bumped_at":"2026-08-13T05:01:23.339Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":69,"like_count":9,"has_summary":false,"last_poster_username":"magneticwitch","category_id":41,"op_like_count":4,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":2811,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":3028,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Recent Poster","user_id":3111,"primary_group_id":45,"flair_group_id":45},{"extras":"latest","description":"Most Recent Poster","user_id":2212,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Tax Free Savings Account","id":6375,"title":"Tax Free Savings Account","slug":"tax-free-savings-account","posts_count":2,"reply_count":0,"highest_post_number":2,"image_url":null,"created_at":"2026-07-28T17:07:23.526Z","last_posted_at":"2026-07-30T02:08:27.468Z","bumped":true,"bumped_at":"2026-07-30T02:08:27.468Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":37,"like_count":1,"has_summary":false,"last_poster_username":"PhilJ1","category_id":41,"op_like_count":1,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":2505,"primary_group_id":45,"flair_group_id":45},{"extras":"latest","description":"Most Recent Poster","user_id":1636,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Summer Budget Check-In: How’s It Going? :sun:","id":6373,"title":"Summer Budget Check-In: How’s It Going? ☀️","slug":"summer-budget-check-in-how-s-it-going","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-07-28T16:00:18.236Z","last_posted_at":"2026-07-28T16:00:18.236Z","bumped":false,"bumped_at":"2026-07-28T16:00:18.236Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":18,"like_count":0,"has_summary":false,"last_poster_username":"Yeni-Neo","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41}]},{"fancy_title":"Money Monday: Did your credit score drop for no reason? :thinking:","id":6357,"title":"Money Monday: Did your credit score drop for no reason? 🤔","slug":"money-monday-did-your-credit-score-drop-for-no-reason","posts_count":2,"reply_count":0,"highest_post_number":2,"image_url":null,"created_at":"2026-07-27T16:00:21.299Z","last_posted_at":"2026-07-27T22:10:19.856Z","bumped":true,"bumped_at":"2026-07-27T22:10:19.856Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":42,"like_count":2,"has_summary":false,"last_poster_username":"PhilJ1","category_id":41,"op_like_count":2,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41},{"extras":"latest","description":"Most Recent Poster","user_id":1636,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"When Prices Change, Good Habits Stick :money_with_wings:","id":6295,"title":"When Prices Change, Good Habits Stick 💸","slug":"when-prices-change-good-habits-stick","posts_count":2,"reply_count":0,"highest_post_number":2,"image_url":null,"created_at":"2026-07-21T16:00:59.698Z","last_posted_at":"2026-07-22T10:49:23.156Z","bumped":true,"bumped_at":"2026-07-22T10:49:23.156Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":20,"like_count":0,"has_summary":false,"last_poster_username":"Muvapryncess","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41},{"extras":"latest","description":"Most Recent Poster","user_id":2773,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"From the Final Whistle to Financial Wins :trophy:","id":6280,"title":"From the Final Whistle to Financial Wins 🏆","slug":"from-the-final-whistle-to-financial-wins","posts_count":2,"reply_count":0,"highest_post_number":2,"image_url":null,"created_at":"2026-07-20T16:00:34.010Z","last_posted_at":"2026-07-20T18:46:25.288Z","bumped":true,"bumped_at":"2026-07-20T18:46:25.288Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":30,"like_count":1,"has_summary":false,"last_poster_username":"jessienaadei","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41},{"extras":"latest","description":"Most Recent Poster","user_id":2807,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Let&rsquo;s talk interest rates. :bank:","id":6219,"title":"Let's talk interest rates. 🏦","slug":"lets-talk-interest-rates","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-07-14T16:00:44.157Z","last_posted_at":"2026-07-14T16:00:44.157Z","bumped":false,"bumped_at":"2026-07-14T16:00:44.157Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":30,"like_count":0,"has_summary":false,"last_poster_username":"Yeni-Neo","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41}]},{"fancy_title":"Building Better Money Habits Together :light_bulb:","id":6207,"title":"Building Better Money Habits Together 💡","slug":"building-better-money-habits-together","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-07-13T16:00:51.539Z","last_posted_at":"2026-07-13T16:00:51.539Z","bumped":false,"bumped_at":"2026-07-13T16:00:51.539Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":19,"like_count":0,"has_summary":false,"last_poster_username":"Yeni-Neo","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41}]},{"fancy_title":"Making Credit Work for You. :credit_card:","id":6112,"title":"Making Credit Work for You. 💳","slug":"making-credit-work-for-you","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-07-06T16:00:45.387Z","last_posted_at":"2026-07-06T16:00:45.387Z","bumped":false,"bumped_at":"2026-07-06T16:00:45.387Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":32,"like_count":2,"has_summary":false,"last_poster_username":"Yeni-Neo","category_id":41,"op_like_count":2,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41}]},{"fancy_title":":moneybag: Money Monday: Let’s Talk Credit Scores","id":3988,"title":":moneybag: Money Monday: Let’s Talk Credit Scores","slug":"money-monday-let-s-talk-credit-scores","posts_count":16,"reply_count":6,"highest_post_number":16,"image_url":null,"created_at":"2026-01-26T16:00:00.320Z","last_posted_at":"2026-06-28T18:45:29.457Z","bumped":true,"bumped_at":"2026-06-28T18:45:29.457Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"unicode_title":"💰 Money Monday: Let’s Talk Credit Scores","tags":[{"id":34,"name":"open-discussion","slug":"open-discussion"},{"id":28,"name":"tips-and-tricks","slug":"tips-and-tricks"}],"tags_descriptions":{},"views":225,"like_count":16,"has_summary":false,"last_poster_username":"matthewwang","category_id":41,"op_like_count":1,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":661,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":1636,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":2774,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Recent Poster","user_id":2121,"primary_group_id":45,"flair_group_id":45},{"extras":"latest","description":"Most Recent Poster","user_id":1758,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Keeping the Momentum :rocket:","id":5934,"title":"Keeping the Momentum 🚀","slug":"keeping-the-momentum","posts_count":2,"reply_count":0,"highest_post_number":2,"image_url":null,"created_at":"2026-06-23T16:00:14.342Z","last_posted_at":"2026-06-23T19:33:08.148Z","bumped":true,"bumped_at":"2026-06-23T19:33:08.148Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":26,"like_count":0,"has_summary":false,"last_poster_username":"sandeepbh","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41},{"extras":"latest","description":"Most Recent Poster","user_id":2507,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Let’s Talk Credit Consistency :counterclockwise_arrows_button:","id":5914,"title":"Let’s Talk Credit Consistency 🔄","slug":"let-s-talk-credit-consistency","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-06-22T16:48:48.205Z","last_posted_at":"2026-06-22T16:48:48.265Z","bumped":true,"bumped_at":"2026-06-22T16:48:48.265Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":33,"like_count":0,"has_summary":false,"last_poster_username":"Yeni-Neo","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41}]},{"fancy_title":"Watch parties &gt; expensive nights out :soccer_ball:","id":5830,"title":"Watch parties > expensive nights out ⚽","slug":"watch-parties-expensive-nights-out","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-06-16T16:00:46.771Z","last_posted_at":"2026-06-16T16:00:46.771Z","bumped":false,"bumped_at":"2026-06-16T16:00:46.771Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":22,"like_count":0,"has_summary":false,"last_poster_username":"Yeni-Neo","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41}]},{"fancy_title":"How does your friend group split the bill? :pizza:","id":5689,"title":"How does your friend group split the bill? 🍕","slug":"how-does-your-friend-group-split-the-bill","posts_count":6,"reply_count":2,"highest_post_number":6,"image_url":null,"created_at":"2026-06-09T16:00:23.825Z","last_posted_at":"2026-06-15T20:11:43.626Z","bumped":true,"bumped_at":"2026-06-15T20:11:43.626Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":73,"like_count":1,"has_summary":false,"last_poster_username":"Chloe","category_id":41,"op_like_count":1,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":2507,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Recent Poster","user_id":2683,"primary_group_id":45,"flair_group_id":45},{"extras":"latest","description":"Most Recent Poster","user_id":2154,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Self-Employed Tax Deadline 🗂️","id":5797,"title":"Self-Employed Tax Deadline 🗂️","slug":"self-employed-tax-deadline","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-06-15T16:00:11.608Z","last_posted_at":"2026-06-15T16:00:11.608Z","bumped":false,"bumped_at":"2026-06-15T16:00:11.608Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":22,"like_count":0,"has_summary":false,"last_poster_username":"Yeni-Neo","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41}]},{"fancy_title":"Taking a Time-Out Before Kickoff","id":5475,"title":"Taking a Time-Out Before Kickoff","slug":"taking-a-time-out-before-kickoff","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-06-08T16:00:46.446Z","last_posted_at":"2026-06-08T16:00:46.446Z","bumped":false,"bumped_at":"2026-06-08T16:00:46.446Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":26,"like_count":2,"has_summary":false,"last_poster_username":"Yeni-Neo","category_id":41,"op_like_count":2,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41}]},{"fancy_title":"Don’t Get &ldquo;Red Carded&rdquo; by Scammers","id":4892,"title":"Don’t Get \"Red Carded\" by Scammers","slug":"don-t-get-red-carded-by-scammers","posts_count":3,"reply_count":1,"highest_post_number":3,"image_url":null,"created_at":"2026-06-04T16:00:11.848Z","last_posted_at":"2026-06-05T17:06:24.594Z","bumped":true,"bumped_at":"2026-06-05T17:06:24.594Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":55,"like_count":1,"has_summary":false,"last_poster_username":"Yeni-Neo","category_id":41,"op_like_count":1,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":"latest","description":"Original Poster, Most Recent Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Recent Poster","user_id":2121,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Summer Travel &amp; The World Cup Kickoff :soccer_ball:","id":5472,"title":"Summer Travel & The World Cup Kickoff ⚽","slug":"summer-travel-the-world-cup-kickoff","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-06-02T16:00:21.782Z","last_posted_at":"2026-06-02T16:00:21.782Z","bumped":false,"bumped_at":"2026-06-02T16:00:21.782Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":28,"like_count":0,"has_summary":false,"last_poster_username":"Yeni-Neo","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41}]},{"fancy_title":"Halfway through 2026-Mid-Year Financial Check-In!","id":5509,"title":"Halfway through 2026-Mid-Year Financial Check-In!","slug":"halfway-through-2026-mid-year-financial-check-in","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-06-01T16:00:36.277Z","last_posted_at":"2026-06-01T16:00:36.277Z","bumped":false,"bumped_at":"2026-06-01T16:00:36.277Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":27,"like_count":1,"has_summary":false,"last_poster_username":"Yeni-Neo","category_id":41,"op_like_count":1,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41}]},{"fancy_title":"Money &amp; Mood: The connection?🧠","id":5491,"title":"Money & Mood: The connection?🧠","slug":"money-mood-the-connection","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-05-26T16:00:23.048Z","last_posted_at":"2026-05-26T16:00:23.048Z","bumped":false,"bumped_at":"2026-05-26T16:00:23.048Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":24,"like_count":0,"has_summary":false,"last_poster_username":"Yeni-Neo","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41}]},{"fancy_title":"Is your cash flow being held &ldquo;hostage&rdquo;? :locked:","id":5062,"title":"Is your cash flow being held \"hostage\"? 🔒","slug":"is-your-cash-flow-being-held-hostage","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-05-25T16:00:57.753Z","last_posted_at":"2026-05-25T16:00:57.753Z","bumped":false,"bumped_at":"2026-05-25T16:00:57.753Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":39,"like_count":0,"has_summary":false,"last_poster_username":"Yeni-Neo","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41}]},{"fancy_title":"Post-Long Weekend Check-in! :sun:","id":5382,"title":"Post-Long Weekend Check-in! ☀️","slug":"post-long-weekend-check-in","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-05-19T16:00:59.818Z","last_posted_at":"2026-05-19T16:00:59.818Z","bumped":false,"bumped_at":"2026-05-19T16:00:59.818Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":27,"like_count":0,"has_summary":false,"last_poster_username":"Yeni-Neo","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41}]},{"fancy_title":"Is the Prepaid Mastercard and the Neo Money Card the same thing?","id":5366,"title":"Is the Prepaid Mastercard and the Neo Money Card the same thing?","slug":"is-the-prepaid-mastercard-and-the-neo-money-card-the-same-thing","posts_count":6,"reply_count":4,"highest_post_number":6,"image_url":null,"created_at":"2026-05-15T22:43:09.964Z","last_posted_at":"2026-05-16T17:11:58.809Z","bumped":true,"bumped_at":"2026-05-16T17:11:58.809Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":141,"like_count":0,"has_summary":false,"last_poster_username":"PhilJ1","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":2519,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":1636,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Cash, Gold, or Just Digits? :money_with_wings:","id":5302,"title":"Cash, Gold, or Just Digits? 💸","slug":"cash-gold-or-just-digits","posts_count":2,"reply_count":0,"highest_post_number":2,"image_url":null,"created_at":"2026-05-12T16:00:14.684Z","last_posted_at":"2026-05-14T01:12:47.739Z","bumped":true,"bumped_at":"2026-05-14T01:12:47.739Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":33,"like_count":0,"has_summary":false,"last_poster_username":"PhilJ1","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41},{"extras":"latest","description":"Most Recent Poster","user_id":1636,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Post-Mother’s Day Cashback Check! :bouquet:","id":5181,"title":"Post-Mother’s Day Cashback Check! 💐","slug":"post-mother-s-day-cashback-check","posts_count":2,"reply_count":0,"highest_post_number":2,"image_url":null,"created_at":"2026-05-11T16:00:31.747Z","last_posted_at":"2026-05-12T12:29:29.533Z","bumped":true,"bumped_at":"2026-05-12T12:29:29.533Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":39,"like_count":1,"has_summary":false,"last_poster_username":"shubhamkohli","category_id":41,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41},{"extras":"latest","description":"Most Recent Poster","user_id":2337,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"The $5 Rule: Small Wins, Big Buffer :hot_beverage:","id":4914,"title":"The $5 Rule: Small Wins, Big Buffer ☕","slug":"the-5-rule-small-wins-big-buffer","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-05-05T16:00:11.437Z","last_posted_at":"2026-05-05T16:00:11.437Z","bumped":false,"bumped_at":"2026-05-05T16:00:11.437Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":29,"like_count":3,"has_summary":false,"last_poster_username":"Yeni-Neo","category_id":41,"op_like_count":3,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_have_answer":true,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":1766,"primary_group_id":41,"flair_group_id":41}]}]}}