# Community Lounge **URL:** https://neofinancial.discourse.group/c/general-discussion-introductions/35.md [Latest](https://neofinancial.discourse.group/latest.md) · [Categories](https://neofinancial.discourse.group/categories.md) · [Tags](https://neofinancial.discourse.group/tags.md) --- ## [Introduce Yourself 🫶](https://neofinancial.discourse.group/t/introduce-yourself/20)
**Author:** [@DaveMac\_Neo](https://neofinancial.discourse.group/u/DaveMac_Neo)\ **Replies:** 155\ **Last updated:** [September 18, 2026, 10:31pm UTC](https://neofinancial.discourse.group/t/introduce-yourself/20 "2026-09-18T22:31:12Z")
Welcome to the Neo Community! :star2: Thanks for stopping by! We’re thrilled to have you here as we kick off this exciting new community. Let me break the ice and introduce myself. I’m Dave. I’ve been part of th… --- ## [About the Community Lounge category](https://neofinancial.discourse.group/t/about-the-community-lounge-category/1306)
**Author:** [@Craig-Neo](https://neofinancial.discourse.group/u/Craig-Neo)\ **Replies:** 9\ **Last updated:** [September 23, 2026, 1:06am UTC](https://neofinancial.discourse.group/t/about-the-community-lounge-category/1306 "2026-09-23T01:06:45Z")
A space for casual discussions, experiences, and ideas! --- ## [New to the Neo Community? Read me first!](https://neofinancial.discourse.group/t/new-to-the-neo-community-read-me-first/74)
**Author:** [@Denisa.Neo](https://neofinancial.discourse.group/u/Denisa.Neo)\ **Replies:** 5\ **Last updated:** [January 7, 2026, 10:56pm UTC](https://neofinancial.discourse.group/t/new-to-the-neo-community-read-me-first/74 "2026-01-07T22:56:51Z")
Welcome to the Neo Community! Thanks for joining the conversation. If you’re a Neo user, thanks also for being a part of our mission to transform banking for Canadians. Let’s build the future together :flexed\_biceps: Jo… --- ## [FAQ Friday: Credit limit increases 💳](https://neofinancial.discourse.group/t/faq-friday-credit-limit-increases/6475)
**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Replies:** 16\ **Last updated:** [September 23, 2026, 2:05am UTC](https://neofinancial.discourse.group/t/faq-friday-credit-limit-increases/6475 "2026-09-23T02:05:31Z")
We’ve seen a few questions about credit limit increases come up lately, so here’s a quick refresher: Can I request a credit limit increase? Yep! You can request one through the Neo app. Will my request automatically b… --- ## [Money mistakes you learned from 👀](https://neofinancial.discourse.group/t/money-mistakes-you-learned-from/6947)
**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Replies:** 7\ **Last updated:** [September 23, 2026, 12:15am UTC](https://neofinancial.discourse.group/t/money-mistakes-you-learned-from/6947 "2026-09-23T00:15:03Z")
For me, it was not understanding credit when I first moved to Canada. I honestly had no clue how the Canadian credit system worked, so when I saw my score drop, I was like… wait, what did I do? It took some time to und… --- ## [Might there be an option to deposit cheques in the future?](https://neofinancial.discourse.group/t/might-there-be-an-option-to-deposit-cheques-in-the-future/6857)
**Author:** [@Brandon](https://neofinancial.discourse.group/u/Brandon)\ **Replies:** 4\ **Last updated:** [September 22, 2026, 3:45pm UTC](https://neofinancial.discourse.group/t/might-there-be-an-option-to-deposit-cheques-in-the-future/6857 "2026-09-22T15:45:16Z")
So, in addition to my regular 8 to 4, I work a contract job where I get paid by personal cheque. To deposit these into my Neo Savings account (which is what I do with the funds from my side-gig), I have to deposit it to… --- ## [Weekend Read: The Get 🫐](https://neofinancial.discourse.group/t/weekend-read-the-get/6955)
**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Replies:** 0\ **Last updated:** [September 19, 2026, 4:00pm UTC](https://neofinancial.discourse.group/t/weekend-read-the-get/6955 "2026-09-19T16:00:08Z")
Happy Saturday! In this week’s edition of The Get, we are breaking down when it is worth paying top dollar versus when you are better off saving your cash. We explore popular health and skincare trends, highlight HR ins… --- ## [Back from Vacation!](https://neofinancial.discourse.group/t/back-from-vacation/6872)
**Author:** [@alexanderthegreat](https://neofinancial.discourse.group/u/alexanderthegreat)\ **Replies:** 9\ **Last updated:** [September 18, 2026, 12:31pm UTC](https://neofinancial.discourse.group/t/back-from-vacation/6872 "2026-09-18T12:31:30Z")
I came back from the states in August for two weeks and I used my neo everyday I loved having no atm fees and FX fees --- ## [We (the Neo Community Team) are looking to champion some new features! What should they be?](https://neofinancial.discourse.group/t/we-the-neo-community-team-are-looking-to-champion-some-new-features-what-should-they-be/2852)
**Author:** [@GrantLahring\_Neo](https://neofinancial.discourse.group/u/GrantLahring_Neo)\ **Replies:** 34\ **Last updated:** [September 16, 2026, 3:29pm UTC](https://neofinancial.discourse.group/t/we-the-neo-community-team-are-looking-to-champion-some-new-features-what-should-they-be/2852 "2026-09-16T15:29:29Z")
We’re a new company, constantly building new stuff, and product team wants to hear what people want next. There’s a bunch on the roadmap, but we’d love to know if there’s any specific features or requests you have. We’ll… --- ## [Weekend Read: The Get 📰](https://neofinancial.discourse.group/t/weekend-read-the-get/6882)
**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Replies:** 5\ **Last updated:** [September 15, 2026, 9:28pm UTC](https://neofinancial.discourse.group/t/weekend-read-the-get/6882 "2026-09-15T21:28:32Z")
This week’s The Get breaks down how to negotiate your bills when you feel like you have no leverage (even if you can’t switch providers!). We’re also diving into DIY newcomer tips, smart crowdsourced money advice, avoid… --- ## [Neo insiders welcome card!](https://neofinancial.discourse.group/t/neo-insiders-welcome-card/6902)
**Author:** [@alexanderthegreat](https://neofinancial.discourse.group/u/alexanderthegreat)\ **Replies:** 2\ **Last updated:** [September 15, 2026, 4:14pm UTC](https://neofinancial.discourse.group/t/neo-insiders-welcome-card/6902 "2026-09-15T16:14:57Z")
@Jamie\_Neo I just got this in the mail thanks so much! It was so nice! --- ## [Contact information](https://neofinancial.discourse.group/t/contact-information/4581)
**Author:** [@Moe\_Abuadel](https://neofinancial.discourse.group/u/Moe_Abuadel)\ **Replies:** 16\ **Last updated:** [September 15, 2026, 3:16pm UTC](https://neofinancial.discourse.group/t/contact-information/4581 "2026-09-15T15:16:33Z")
Hi everyone can you help me how to contact neo financial, I am unable to reach them chat --- ## [Insider Engagement Stats, Email Activity & the End-of-Year Follow-Up](https://neofinancial.discourse.group/t/insider-engagement-stats-email-activity-the-end-of-year-follow-up/6837)
**Author:** [@djalexweb](https://neofinancial.discourse.group/u/djalexweb)\ **Replies:** 15\ **Last updated:** [September 14, 2026, 5:43pm UTC](https://neofinancial.discourse.group/t/insider-engagement-stats-email-activity-the-end-of-year-follow-up/6837 "2026-09-14T17:43:48Z")
Hi Insiders! There’s one thing I’ve been thinking about for a while and wanted to throw out here for discussion. When we first received our Insider invitations and went through the video onboarding, one of the things t… --- ## [Oil prices are creeping up again ⛽](https://neofinancial.discourse.group/t/oil-prices-are-creeping-up-again/6861)
**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Replies:** 7\ **Last updated:** [September 10, 2026, 11:54pm UTC](https://neofinancial.discourse.group/t/oil-prices-are-creeping-up-again/6861 "2026-09-10T23:54:00Z")
With oil climbing past $100/barrel, we’re all going to feel it at the pump and in our grocery bills pretty soon. If you want to cushion your wallet, here’s how to make your Neo app work a bit harder for you: Find loc… --- ## [Cashback: What’s Your Play? 💸](https://neofinancial.discourse.group/t/cashback-what-s-your-play/6870)
**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Replies:** 3\ **Last updated:** [September 10, 2026, 11:52pm UTC](https://neofinancial.discourse.group/t/cashback-what-s-your-play/6870 "2026-09-10T23:52:53Z")
Yesterday we talked about making your cash back work harder by sweeping it straight into your Neo High-Interest Savings Account instead of splurging it right away. It was awesome to see how many of you found that tip hel… --- ## [Has anyone built their own Neo spending tracker?](https://neofinancial.discourse.group/t/has-anyone-built-their-own-neo-spending-tracker/6666)
**Author:** [@Paul](https://neofinancial.discourse.group/u/Paul)\ **Replies:** 5\ **Last updated:** [September 10, 2026, 4:45am UTC](https://neofinancial.discourse.group/t/has-anyone-built-their-own-neo-spending-tracker/6666 "2026-09-10T04:45:33Z")
One thing I like about Neo is the amount of information that gets pushed to email, e.g. every reward earned, transactions, payment reminders, foreign fee reimbursement notifications etc. In theory, this should be enough… --- ## [Summer Wrapped ☀️](https://neofinancial.discourse.group/t/summer-wrapped/6815)
**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Replies:** 2\ **Last updated:** [September 8, 2026, 11:25pm UTC](https://neofinancial.discourse.group/t/summer-wrapped/6815 "2026-09-08T23:25:00Z")
We’ve had a lot of changes lately, and I know it’s been a lot to take in. Let’s take a little break and do an end-of-summer check-in. What did you spend the most on this summer? poll --- ## [What are some good ways to get product testers?](https://neofinancial.discourse.group/t/what-are-some-good-ways-to-get-product-testers/6832)
**Author:** [@Paul](https://neofinancial.discourse.group/u/Paul)\ **Replies:** 3\ **Last updated:** [September 8, 2026, 2:31pm UTC](https://neofinancial.discourse.group/t/what-are-some-good-ways-to-get-product-testers/6832 "2026-09-08T14:31:16Z")
Hi everyone, I like how Neo is always testing products and listening to users. I’m looking for good communities that can sign up as free or paid testers for my product right now. I found few that I’m going to share belo… --- ## [I posted a question back about three months ago about switching ftom secured card to unsecured](https://neofinancial.discourse.group/t/i-posted-a-question-back-about-three-months-ago-about-switching-ftom-secured-card-to-unsecured/6835)
**Author:** [@J\_R](https://neofinancial.discourse.group/u/J_R)\ **Replies:** 6\ **Last updated:** [September 7, 2026, 5:10pm UTC](https://neofinancial.discourse.group/t/i-posted-a-question-back-about-three-months-ago-about-switching-ftom-secured-card-to-unsecured/6835 "2026-09-07T17:10:55Z")
I want to thank the community at Neo for their tips and strategies to get from secured to unsecured as quickly as possible. It took me roughly 1 year and my score has been rejuvenated to over 700. I was recently approve… --- ## [Weekend Read: The Get 📖](https://neofinancial.discourse.group/t/weekend-read-the-get/6819)
**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Replies:** 0\ **Last updated:** [September 5, 2026, 4:00pm UTC](https://neofinancial.discourse.group/t/weekend-read-the-get/6819 "2026-09-05T16:00:07Z")
September is here, routines are back, and it feels like the perfect time for a little reset. This week’s The Get has a few practical reads to help you get back into the swing of things and feel a little more on top of y… --- ## [Hello September 🍁](https://neofinancial.discourse.group/t/hello-september/6765)
**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Replies:** 1\ **Last updated:** [September 2, 2026, 4:51pm UTC](https://neofinancial.discourse.group/t/hello-september/6765 "2026-09-02T16:51:38Z")
Happy New Month, Community! How is it September already?! The year is flying by, and we’ve officially got just four months left in 2026. Vacation mode is winding down, we’re getting back into our usual routines, and fo… --- ## [Interest rates stays the same. 💳](https://neofinancial.discourse.group/t/interest-rates-stays-the-same/6782)
**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Replies:** 0\ **Last updated:** [September 2, 2026, 4:00pm UTC](https://neofinancial.discourse.group/t/interest-rates-stays-the-same/6782 "2026-09-02T16:00:51Z")
There’s been a lot of talk lately about interest rates, tariffs, and rising costs. The Bank of Canada kept its key interest rate at 2.25% today, while Manitoba announced more than $100 million in support for businesses … --- ## [Don’t Spend More, Just Earn More 💵](https://neofinancial.discourse.group/t/don-t-spend-more-just-earn-more/6614)
**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Replies:** 10\ **Last updated:** [August 31, 2026, 6:35pm UTC](https://neofinancial.discourse.group/t/don-t-spend-more-just-earn-more/6614 "2026-08-31T18:35:25Z")
We all love earning cashback, but the best way to do it is without spending more than you normally would. One of my favourite low-effort strategies? Put your regular expenses on your cashback card, things like groceries… --- ## [Weekend Read: The Get 🧉](https://neofinancial.discourse.group/t/weekend-read-the-get/6733)
**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Replies:** 0\ **Last updated:** [August 29, 2026, 4:00pm UTC](https://neofinancial.discourse.group/t/weekend-read-the-get/6733 "2026-08-29T16:00:54Z")
Happy Saturday! A little weekend reading from The Get. This week’s edition takes a look at some of the everyday decisions that can help protect your money, from online privacy and back-to-school spending to prenups and… --- ## [End-of-month money check 💰](https://neofinancial.discourse.group/t/end-of-month-money-check/6714)
**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Replies:** 5\ **Last updated:** [August 29, 2026, 2:53pm UTC](https://neofinancial.discourse.group/t/end-of-month-money-check/6714 "2026-08-29T14:53:58Z")
We’re getting close to the end of the month :eyes: Before September sneaks up on us, what’s one money task you’re trying to knock out? Paying down a balance? Checking your subscriptions? Moving money into savings? Or s… --- ## [Get This: Love & Money 🎧](https://neofinancial.discourse.group/t/get-this-love-money/6732)
**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Replies:** 1\ **Last updated:** [August 28, 2026, 7:38pm UTC](https://neofinancial.discourse.group/t/get-this-love-money/6732 "2026-08-28T19:38:45Z")
Happy Friday! I listened to the latest episode of our podcast, Get This, and one thing definitely made me pause: the “single tax.” This episode gets into the money side of modern relationships, the real cost of dating … --- ## [Thank you Neo for amazing night in Toronto](https://neofinancial.discourse.group/t/thank-you-neo-for-amazing-night-in-toronto/6709)
**Author:** [@Gabriel.a](https://neofinancial.discourse.group/u/Gabriel.a)\ **Replies:** 3\ **Last updated:** [August 27, 2026, 1:00pm UTC](https://neofinancial.discourse.group/t/thank-you-neo-for-amazing-night-in-toronto/6709 "2026-08-27T13:00:17Z")
Hi everyone, I’d like to thank team Neo for a wonderful event ,last night August 25th , downtown Toronto. Every thing from venue to food, drinks to entertainment all was perfectly done, special thanks to @Jamie\_Neo for … --- ## [Back-to-school season is here! 🎒](https://neofinancial.discourse.group/t/back-to-school-season-is-here/6702)
**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Replies:** 0\ **Last updated:** [August 26, 2026, 4:00pm UTC](https://neofinancial.discourse.group/t/back-to-school-season-is-here/6702 "2026-08-26T16:00:16Z")
Back-to-school shopping can add up fast, so we’re curious: what are your best tips for keeping costs down? From checking what you already have before buying more, to comparing prices online and in-store, there are plent… --- ## [Weekend read: The Get 🍷](https://neofinancial.discourse.group/t/weekend-read-the-get/6642)
**Author:** [@Yeni-Neo](https://neofinancial.discourse.group/u/Yeni-Neo)\ **Replies:** 0\ **Last updated:** [August 22, 2026, 4:00pm UTC](https://neofinancial.discourse.group/t/weekend-read-the-get/6642 "2026-08-22T16:00:52Z")
It’s Friday, which means The Get is here with your weekend read. This week’s edition has a little bit of everything, from ways to save on car insurance and baggage fees to repairing your tech instead of replacing it. A… --- ## [How do you track what your car actually costs you?](https://neofinancial.discourse.group/t/how-do-you-track-what-your-car-actually-costs-you/6632)
**Author:** [@Paul](https://neofinancial.discourse.group/u/Paul)\ **Replies:** 3\ **Last updated:** [August 21, 2026, 9:55pm UTC](https://neofinancial.discourse.group/t/how-do-you-track-what-your-car-actually-costs-you/6632 "2026-08-21T21:55:47Z")
Curious how people here do this, if at all. I’m thinking about everything from the purchase price and what the car is worth today, to insurance, oil changes, repairs, tires, car washes, parking, maintenance, etc. Do yo… [Next page](https://neofinancial.discourse.group/c/general-discussion-introductions/35.md?page=1)