# Building Neo **URL:** https://neofinancial.discourse.group/c/building-neo/37.md?page=1 [Latest](https://neofinancial.discourse.group/latest.md) · [Categories](https://neofinancial.discourse.group/categories.md) · [Tags](https://neofinancial.discourse.group/tags.md) **Page:** 2 --- ## [What do you want to see from Neo in 2026?](https://neofinancial.discourse.group/t/what-do-you-want-to-see-from-neo-in-2026/3950)
**Author:** [@Daniel](https://neofinancial.discourse.group/u/Daniel)\ **Replies:** 108\ **Last updated:** [August 25, 2026, 12:11pm UTC](https://neofinancial.discourse.group/t/what-do-you-want-to-see-from-neo-in-2026/3950 "2026-08-25T12:11:00Z")
I’ve got three. Cheque deposits. For the love of God, let me close my Big 5 Bank account. This is the last feature I need. Unite Savings accounts with Everyday Accounts. What is the point of keeping these separate? I s… --- ## [Feature💡Nearby transfers](https://neofinancial.discourse.group/t/feature-nearby-transfers/6049)
**Author:** [@DDmytro](https://neofinancial.discourse.group/u/DDmytro)\ **Replies:** 18\ **Last updated:** [August 23, 2026, 7:13pm UTC](https://neofinancial.discourse.group/t/feature-nearby-transfers/6049 "2026-08-23T19:13:26Z")
QR Code & Nearby Transfers User Story As someone who splits bills and sends money to friends, I want to send or receive a transfer without typing out email addresses or account details, So that the whole thing takes se… --- ## [Crypto Option -Buy/Sell (Crypto Back Option)](https://neofinancial.discourse.group/t/crypto-option-buy-sell-crypto-back-option/6624)
**Author:** [@Starseed](https://neofinancial.discourse.group/u/Starseed)\ **Replies:** 1\ **Last updated:** [August 21, 2026, 10:02pm UTC](https://neofinancial.discourse.group/t/crypto-option-buy-sell-crypto-back-option/6624 "2026-08-21T22:02:43Z")
There are fintech companies that offer crypto options (buy/sell Bitcoin and Ethereum. Not sure if this has already been suggested, but I believe offering something like this with cash back (bitcoin back) options would be… --- ## [💡\[Feature\] Achievements, Financial Milestones, and Discovery](https://neofinancial.discourse.group/t/feature-achievements-financial-milestones-and-discovery/6583)
**Author:** [@DDmytro](https://neofinancial.discourse.group/u/DDmytro)\ **Replies:** 5\ **Last updated:** [August 21, 2026, 9:51pm UTC](https://neofinancial.discourse.group/t/feature-achievements-financial-milestones-and-discovery/6583 "2026-08-21T21:51:11Z")
Achievements, Financial Milestones, and Discovery People use a fraction of what their banking app can do, and the habits they build get no acknowledgement. The old answer was a help system — an exhaustive list of every f… --- ## [Other ways to 2FA](https://neofinancial.discourse.group/t/other-ways-to-2fa/6278)
**Author:** [@dq4k0](https://neofinancial.discourse.group/u/dq4k0)\ **Replies:** 14\ **Last updated:** [August 20, 2026, 5:01pm UTC](https://neofinancial.discourse.group/t/other-ways-to-2fa/6278 "2026-08-20T17:01:04Z")
Hi Neo Community, I was looking at some posts lately where people get locked out of their accounts because their phone numbers are now inaccessible. It seems that the current method of 2FA (more commonly known as 2-fact… --- ## [Spending Insights](https://neofinancial.discourse.group/t/spending-insights/6525)
**Author:** [@jpeterman](https://neofinancial.discourse.group/u/jpeterman)\ **Replies:** 7\ **Last updated:** [August 15, 2026, 9:27pm UTC](https://neofinancial.discourse.group/t/spending-insights/6525 "2026-08-15T21:27:22Z")
I find the spending insights a really great way to see where I’m spending from month to month. The only problem I see with this feature is some purchases are automatically added to the wrong category. For example I find … --- ## [Hello im new here, please help me out](https://neofinancial.discourse.group/t/hello-im-new-here-please-help-me-out/3780)
**Author:** [@Jarrell\_Nawakayas](https://neofinancial.discourse.group/u/Jarrell_Nawakayas)\ **Replies:** 5\ **Last updated:** [August 14, 2026, 2:26pm UTC](https://neofinancial.discourse.group/t/hello-im-new-here-please-help-me-out/3780 "2026-08-14T14:26:54Z")
Hello I’m new here my name is Jarrell Nawakayas, I don’t what to do here just got a email that I was invited so I accepted the invitation --- ## [Searchable List of Partners](https://neofinancial.discourse.group/t/searchable-list-of-partners/6137)
**Author:** [@CoinCollector](https://neofinancial.discourse.group/u/CoinCollector)\ **Replies:** 16\ **Last updated:** [August 14, 2026, 6:00am UTC](https://neofinancial.discourse.group/t/searchable-list-of-partners/6137 "2026-08-14T06:00:56Z")
Hey, Every time I try to find out if a store is a Neo Partner I wish this was a feature. Could we please have a searchable, scroll-able, alphabetized, auto-updating list of all Neo partners? In addition to this, could… --- ## [TFSA & RSP account](https://neofinancial.discourse.group/t/tfsa-rsp-account/5980)
**Author:** [@amrinders7019](https://neofinancial.discourse.group/u/amrinders7019)\ **Replies:** 7\ **Last updated:** [August 12, 2026, 2:39am UTC](https://neofinancial.discourse.group/t/tfsa-rsp-account/5980 "2026-08-12T02:39:05Z")
hey , I was wondering if you as a lot of do not like to put their money in stocks, ETFS etc cause they feel it’s probably not save there me being one of them and try to put our little savings in a savings account with gr… --- ## [Dynamic and user-generated CVV codes](https://neofinancial.discourse.group/t/dynamic-and-user-generated-cvv-codes/621)
**Author:** [@Paul](https://neofinancial.discourse.group/u/Paul)\ **Replies:** 5\ **Last updated:** [August 11, 2026, 6:39pm UTC](https://neofinancial.discourse.group/t/dynamic-and-user-generated-cvv-codes/621 "2026-08-11T18:39:38Z")
Dynamic CVV involves replacement of the static CVV or CSC (Card Security Code) at the back of the payment card with a randomly generated number at time intervals, which, in some solutions, can be modified by customers. … --- ## [Saving accounts order](https://neofinancial.discourse.group/t/saving-accounts-order/6445)
**Author:** [@Mattbrennan](https://neofinancial.discourse.group/u/Mattbrennan)\ **Replies:** 2\ **Last updated:** [August 6, 2026, 3:00am UTC](https://neofinancial.discourse.group/t/saving-accounts-order/6445 "2026-08-06T03:00:40Z")
Random question here. So I have several savings accounts alongside my everyday account with NEO. In the app the are ordered a certain way, top to down - travel, renos, emergency fund, etc. When I access NEO through the … --- ## [Feature Idea-Linking Transactions](https://neofinancial.discourse.group/t/feature-idea-linking-transactions/4549)
**Author:** [@bcarbone](https://neofinancial.discourse.group/u/bcarbone)\ **Replies:** 9\ **Last updated:** [August 5, 2026, 4:16pm UTC](https://neofinancial.discourse.group/t/feature-idea-linking-transactions/4549 "2026-08-05T16:16:49Z")
A cool feature would be the ability to dynamically link your transaction history with an excel file for budgeting. Where transactions automatically show up in your excel sheet (or once posted they do). --- ## [Credit Card Payment](https://neofinancial.discourse.group/t/credit-card-payment/4681)
**Author:** [@Wthj0045](https://neofinancial.discourse.group/u/Wthj0045)\ **Replies:** 10\ **Last updated:** [July 30, 2026, 12:36am UTC](https://neofinancial.discourse.group/t/credit-card-payment/4681 "2026-07-30T00:36:46Z")
I’d like to see us be able to pay our credit card through one of the savings accounts. I keep all my money in the savings accounts and have to transfer to money account every time I want to make a payment. Just a small i… --- ## [Which feature would improve your banking experience the most?](https://neofinancial.discourse.group/t/which-feature-would-improve-your-banking-experience-the-most/1207)
**Author:** [@Denisa.Neo](https://neofinancial.discourse.group/u/Denisa.Neo)\ **Replies:** 29\ **Last updated:** [July 30, 2026, 12:34am UTC](https://neofinancial.discourse.group/t/which-feature-would-improve-your-banking-experience-the-most/1207 "2026-07-30T00:34:17Z")
If you could improve just one part of your banking experience, what would it be? poll --- ## [Neo Insider Feedback: Transit Cashback Opportunity](https://neofinancial.discourse.group/t/neo-insider-feedback-transit-cashback-opportunity/6158)
**Author:** [@Jamie\_Neo](https://neofinancial.discourse.group/u/Jamie_Neo)\ **Replies:** 7\ **Last updated:** [July 23, 2026, 9:37pm UTC](https://neofinancial.discourse.group/t/neo-insider-feedback-transit-cashback-opportunity/6158 "2026-07-23T21:37:13Z")
Our amazing Neo Insider @JDHaven452 started an amazing thread in messages about transit. Here’s what they said: Is there a way to suggest we work with the companies that do the transit so like the Calgary Transit MyFar… --- ## [Issue with Neo salespeople](https://neofinancial.discourse.group/t/issue-with-neo-salespeople/6294)
**Author:** [@Jboateng](https://neofinancial.discourse.group/u/Jboateng)\ **Replies:** 7\ **Last updated:** [July 22, 2026, 11:56pm UTC](https://neofinancial.discourse.group/t/issue-with-neo-salespeople/6294 "2026-07-22T23:56:09Z")
One of the issues I see with neo is it’s pushy sales people in malls and busy areas. I joined neo because a salesperson convinced me in my first year on my university campus but I was a bit skeptical at first. Anyone els… --- ## [Feature request : Add international money transfer](https://neofinancial.discourse.group/t/feature-request-add-international-money-transfer/4864)
**Author:** [@ashithdavid](https://neofinancial.discourse.group/u/ashithdavid)\ **Replies:** 26\ **Last updated:** [July 20, 2026, 11:34pm UTC](https://neofinancial.discourse.group/t/feature-request-add-international-money-transfer/4864 "2026-07-20T23:34:46Z")
there are huge number of people who like to send money abroad but are forced to leave the Neo app and use third-party services like Wise remitle Western Union paying extra fees in the process. I’d love to see internatio… --- ## [Feature Request - Manually Linking Accounts Instead of Relying on Flinks](https://neofinancial.discourse.group/t/feature-request-manually-linking-accounts-instead-of-relying-on-flinks/5966)
**Author:** [@dq4k0](https://neofinancial.discourse.group/u/dq4k0)\ **Replies:** 13\ **Last updated:** [July 20, 2026, 1:45am UTC](https://neofinancial.discourse.group/t/feature-request-manually-linking-accounts-instead-of-relying-on-flinks/5966 "2026-07-20T01:45:32Z")
A way to manually link accounts using direct deposit information instead of relying on Flinks. I do not trust Flinks to keep my information safe. The way it is described on the related support page sounds like you only n… --- ## [Transfers from other institutions](https://neofinancial.discourse.group/t/transfers-from-other-institutions/6234)
**Author:** [@KellyM](https://neofinancial.discourse.group/u/KellyM)\ **Replies:** 4\ **Last updated:** [July 15, 2026, 3:38pm UTC](https://neofinancial.discourse.group/t/transfers-from-other-institutions/6234 "2026-07-15T15:38:15Z")
This is an ongoing issue. Transfers from within Neo accounts are instant. However, when you transfer from other banks it takes days! I transferred $ from my BMO account to my Neo savings on July 9th & as of July 15, i… --- ## [\#010 Requesting lower credit limit](https://neofinancial.discourse.group/t/010-requesting-lower-credit-limit/1162)
**Author:** [@Paul](https://neofinancial.discourse.group/u/Paul)\ **Replies:** 2\ **Last updated:** [July 13, 2026, 5:21pm UTC](https://neofinancial.discourse.group/t/010-requesting-lower-credit-limit/1162 "2026-07-13T17:21:18Z")
I know this is not nearly as common as requesting a credit limit increase, but most if not all banks have some kind of way to ask for a lower credit limit. This usually requires contacting customer support, but there can… --- ## [Fintech / marketplace venture studio](https://neofinancial.discourse.group/t/fintech-marketplace-venture-studio/6191)
**Author:** [@Paul](https://neofinancial.discourse.group/u/Paul)\ **Replies:** 3\ **Last updated:** [July 11, 2026, 1:10pm UTC](https://neofinancial.discourse.group/t/fintech-marketplace-venture-studio/6191 "2026-07-11T13:10:43Z")
What if Neo launched a fintech / marketplace venture studio? Like any company, Neo has a strategy, a roadmap and a focus. It is likely not going to build everything for everyone. The current landscape has many parts fr… --- ## [World Legend Mastercard](https://neofinancial.discourse.group/t/world-legend-mastercard/5887)
**Author:** [@matthewwang](https://neofinancial.discourse.group/u/matthewwang)\ **Replies:** 9\ **Last updated:** [July 11, 2026, 12:01am UTC](https://neofinancial.discourse.group/t/world-legend-mastercard/5887 "2026-07-11T00:01:58Z")
It would be good if Neo launched a high annual fee World Legend Mastercard kind of like what Rogers did, featuring enhanced cashback, travel insurance, and premium perks. Lots of people are in the market for a “tier 1” p… --- ## [My Neo account frozen without no communication](https://neofinancial.discourse.group/t/my-neo-account-frozen-without-no-communication/6165)
**Author:** [@Carol\_Paton](https://neofinancial.discourse.group/u/Carol_Paton)\ **Replies:** 4\ **Last updated:** [July 8, 2026, 8:39pm UTC](https://neofinancial.discourse.group/t/my-neo-account-frozen-without-no-communication/6165 "2026-07-08T20:39:02Z")
Hi guys/ladys, Never bank with Neo financial. They have frozen my account for no reason and I have sent 13 emails but no one reply me. My funds are stuck in that bank. Never bank with Neo --- ## [Using POS network to prevent theft](https://neofinancial.discourse.group/t/using-pos-network-to-prevent-theft/6148)
**Author:** [@Paul](https://neofinancial.discourse.group/u/Paul)\ **Replies:** 2\ **Last updated:** [July 8, 2026, 8:11pm UTC](https://neofinancial.discourse.group/t/using-pos-network-to-prevent-theft/6148 "2026-07-08T20:11:05Z")
What would you do if your phone got lost or stolen? Here’s and interesting innovation from Peru: "In 2026, Peruvian bank BCP launched SOS POS, a service that allows customers to block access to their bank accounts throu… --- ## [Reward partnerships ideas: GoodRec](https://neofinancial.discourse.group/t/reward-partnerships-ideas-goodrec/6092)
**Author:** [@Paul](https://neofinancial.discourse.group/u/Paul)\ **Replies:** 2\ **Last updated:** [July 8, 2026, 5:06pm UTC](https://neofinancial.discourse.group/t/reward-partnerships-ideas-goodrec/6092 "2026-07-08T17:06:20Z")
Just discovered GoodRec (goodrec.com) where one can find games in your city and play with other people. They have 1M+ users and offer soccer, volleyball, basketball and pickleball across North America. Would be on brand… --- ## [Support for Interac Verified](https://neofinancial.discourse.group/t/support-for-interac-verified/5218)
**Author:** [@NGGMU](https://neofinancial.discourse.group/u/NGGMU)\ **Replies:** 5\ **Last updated:** [July 3, 2026, 9:44pm UTC](https://neofinancial.discourse.group/t/support-for-interac-verified/5218 "2026-07-03T21:44:09Z")
Any plans to add Interac Verified service (formerly Verified.me by Interac) to Neo? --- ## [Financial Health Score](https://neofinancial.discourse.group/t/financial-health-score/6009)
**Author:** [@Aurpon](https://neofinancial.discourse.group/u/Aurpon)\ **Replies:** 5\ **Last updated:** [July 2, 2026, 4:54am UTC](https://neofinancial.discourse.group/t/financial-health-score/6009 "2026-07-02T04:54:53Z")
I came across an idea that I think might be a perfect fit for Neo, a Financial Health Score. Instead of only showing just the credit score, Neo could provide a Financial Health score that reflects your overall financial… --- ## [Neo 2026 Wishlist: Enhancing Features, Rewards, and Accessibility](https://neofinancial.discourse.group/t/neo-2026-wishlist-enhancing-features-rewards-and-accessibility/5808)
**Author:** [@harsh\_patel9900](https://neofinancial.discourse.group/u/harsh_patel9900)\ **Replies:** 6\ **Last updated:** [June 29, 2026, 5:04am UTC](https://neofinancial.discourse.group/t/neo-2026-wishlist-enhancing-features-rewards-and-accessibility/5808 "2026-06-29T05:04:51Z")
Enable international remittance services for seamless global money transfers Introduce cheque deposit functionality (mobile and ATM-based) Remove annual fees on all credit cards, especially the Neo World Elite Mastercar… --- ## [Boosted cashback feature needs overhaul](https://neofinancial.discourse.group/t/boosted-cashback-feature-needs-overhaul/5406)
**Author:** [@sandeepbh](https://neofinancial.discourse.group/u/sandeepbh)\ **Replies:** 15\ **Last updated:** [June 26, 2026, 11:07pm UTC](https://neofinancial.discourse.group/t/boosted-cashback-feature-needs-overhaul/5406 "2026-06-26T23:07:38Z")
I dont know honestly if anybody uses boosted cashback as it doesnt make sense keeping balance in everyday account only. If the boosted cashback would allow balance included in high interest savings account as well then i… --- ## [Build Neo: Expanding Credit Reporting to Both Bureaus](https://neofinancial.discourse.group/t/build-neo-expanding-credit-reporting-to-both-bureaus/5895)
**Author:** [@Jon\_pft\_89](https://neofinancial.discourse.group/u/Jon_pft_89)\ **Replies:** 8\ **Last updated:** [June 23, 2026, 4:40pm UTC](https://neofinancial.discourse.group/t/build-neo-expanding-credit-reporting-to-both-bureaus/5895 "2026-06-23T16:40:53Z")
I’d like to strongly recommend that Neo begin reporting credit activity to both major Canadian credit bureaus, TransUnion and Equifax. Right now, many lenders, landlords, and financial institutions rely exclusively on E… [Previous page](https://neofinancial.discourse.group/c/building-neo/37.md) [Next page](https://neofinancial.discourse.group/c/building-neo/37.md?page=2)